E-mail provides us with a convenient, and powerful, communications tool. Unfortunetly, it also allows scammers to lure potential victims. In order to protect yourself from these types of scams, you should understand how they work and what you can do to avoid them. Here are some things you should look out for:
Beware of hyperlinks: Watch out for links in e-mails from people or companies you don't recognize. Sometimes, by clicking into these links, you are allowing scammers to enter your computer to access your personal and financial information.
Business/ Investment Opportunities: If someone you don't know is offering you a business or investment opportunity via e-mail, you should mark it as spam right away.
Work from Home Schemes: This is considered to be a very old-fashioned fraud scheme. If you would like to work from home, there are plenty of companies willing to hire remote employees. It may be in your best interest to apply directly through a company, instead of mass e-mail link.
Other e-mails you should look out for include weight loss schemes, easy money makers, free goods, guaranteed loans or credit, and so on. If you receive an e-mail, and it doesn't look or feel right, ignore it and mark it as spam. You should also install or update your antivirus software on your computer or laptop to be on the safe side. It may be beneficial for you to update your passwords and make them more complex, which makes it difficult for hackers to guess your passcodes and break into your accounts. For more information and tips on email scams, click here.
Florida Peninsula Insurance Company offers an economical endorsement to their policies which will assist you if you ever fall victim to identity theft. At a low annual premium of $25, the coverage will restore your credit back to the level it was prior to the fraudulent activity. For more information on Florida Peninsula's identity theft coverage, call us at 877-229-2244, or speak with your agent.