You could be saving money and not realizing it. When a tropical storm hits, many homeowners rush to gather supplies to protect their homes - often buying hurricane shutters, preparing yards and inspecting patio furniture and trees, securing important papers and fixing loose tiles on the roof. All these things are the necessary steps to keep your home and family safe and the best part is - this could save you money in the long run.
A recent Sun-Sentinel article, “Saving on Insurance,” supplies five easy ways to qualify for discounts and guard your home against storms. But remember, in order to qualify for discounts, the improvements must meet the most recent state and county building codes and requirements specified on the Office of Insurance Regulation’s inspection form.
- Protecting your windows: Having shutters or hurricane- impact glass can be costly, but it can prevent your home from being destroyed by hurricane-force winds.
- Cover all openings: Protecting your doors, garage doors and skylights with hurricane resistant panels and materials can give you a much bigger discount.
- Roof upgrade: If your roof is old, getting a new roof is definitely a big expense, but it ultimately will pay off in discounts and protection from hurricanes.
- Other protective features: such as single or double-wrap roof-to-wall connections can help you save.
- Installing another layer on your roof: After you finish redoing it, adding another layer doesn’t add much cost to the overhaul but helps keep water from penetrating through the roof.
Always, keep detailed records of the home improvements you make and a regular correspondence with your insurance company regarding upgrades and what qualifies you for a discount. For more information read the full article here.
As one of Florida’s top 10 largest home insurers, Florida Peninsula Insurance knows the importance of keeping you and your family safe. Our Florida homeowners insurance policies are not bare-bones. They are comprehensive –giving you and your family the confidence you will be covered in the event you have a claim. We strive to provide efficient, cost-effective, peace-of-mind protection for our policyholders. That’s why Florida Peninsula is one the Florida’s largest home insurers, providing the insurance you need at a fair price. To learn more about the Florida Peninsula experience, please contact (866) 846-3060 or visit the “GET A QUOTE NOW” section on our website.