Florida Peninsula Insurance Company provides quality, affordable and highly customized homeowners insurance policies to residents in just about every city in Florida.  Below is a complete list of Florida cities where we have policies.  Click on the links to find out more information about your city.
Florida Peninsula Insurance has policies in just about every city in Florida Get A Free Quote

Port Charlotte

Port Charlotte is positioned along Florida’s Southwest Gulf Coast. The area has many unique beach town amenities for vacationers and residents. The city has a sub-tropic climate with many aquatic preserves, beaches, parks and preserves to explore. Port Charlotte’s unique features attract people all over to its vibrant and relaxing coastal shores.

Florida Peninsula is proud to provide exceptional homeowner insurance coverage to homeowners in Port Charlotte, Florida. We invite you to complete a Florida Peninsula home insurance quote form to hear more. Our insurance specialists can consult with you and give you the insurance choices and coverage levels tailored to meet your Port Charlotte home insurance needs and budget. Our homeowners’ insurance policies cover:

Port Charlotte windstorm insurance has become increasingly important to its residents due to the active hurricane seasons of the past years.

Port Charlotte home liability insurance is included with a Florida Peninsula policy and limits may be increased up to $400,000 with the purchase of a Platinum package.

Flood Insurance coverage can be included to your Port Charlotte homeowner’s insurance policy. Flood water damage can be a very expensive home repair and destroy the valuable contents of your home. Federal law requires some locations that typically flood to have flood insurance, which isn't covered by most homeowner's policies. Contact a Florida Peninsula insurance professional for a quote on Port Charlotte Florida flood insurance. Florida Peninsula flood endorsement policy replaces the need for a standalone flood policy and is designed to cover your personal possessions up to a selected coverage amount. For more information on Florida Peninsula Flood Endorsement.  

Other insurable Port Charlotte home owner risks covered by Florida Peninsula Insurance Company include protection to screen enclosures, animal liability, and theft away from premises.

You can consult with a Florida Peninsula insurance professional to determine if you have adequate homeowners insurance to protect your Port Charlotte home. Often, our home insurance policy quotes provide significant cost saving and/or provide an increase in policy coverage.

For more information or to get a quote now, please click here.

Learn about Port Charlotte Homeowners Flood Insurance

Congress created the National Flood Insurance Program in 1968 and requires owners of mortgaged property tin Special Flood Areas to carry flood insurance. FEMA produces Flood Insurance Rate Maps to determine these Special Flood Hazard Areas. A floodplain is the part of the land where water collects, pools, and flows during the course of natural events. Such areas are classified as Special Flood Hazard Areas (SFHA), and are located in a 100-year flood zone. Base Flood Elevation is the computed elevation to which floodwater is anticipated to rise during the base flood. Base Flood Elevations (BFEs) are shown on Flood Insurance Rate Maps (FIRMs) and on the flood profiles. The BFE is the regulatory requirement for the elevation or flood proofing of structures. The relationship between the BFE and a structure's elevation determines the flood insurance premium.

Port Charlotte Flood Insurance Map: 

FEMA is currently studying coastal hazards for Charlotte, Lee and Hendry Counties. As a result of that study, Flood Insurance Rate Maps for Lee County will likely be updated effective in 2018. 
Preliminary flood hazard data (preliminary data) is available for selected areas of Charlotte County Florida.  It provides the public an early look at their home or community‘s projected risk to flood hazards.  Not only is flooding one of the most common and costly disasters, flood risk can also change over time because of new building and development, weather patterns and other factors.

Federal Emergency Management Agency FEMA Website:


Police Department

Charlotte County Sheriff’s Office
3280 Tamiami Trail
Port Charlotte, Fl 33952
(941) 627-5977


Fire Department

Charlotte County Fire / EMS
26571 Airport Road
Punta Gorda, Fl 33982



Fawcett Memorial Hospital
21298 Olean Boulevard
Port Charlotte, Fl 33952
(941) 629-1181


Poison Control

Florida's Poison Control Centers
Hotline: 1 800 222-1222


Emergency Shelters

Map of Evacuation Zones & Shelters


Lifeguard Operations

Information is available on the Charlotte County, Fl Parks and Recreation website. 


Port Charlotte Beach information 


Port Charlotte Beach Park
4500 Harbor Blvd.
Port Charlotte, FL 33952


Englewood Beach at Chadwick Park
2100 North Beach Road
Englewood, FL 33223


Recreation Centers

Harold Avenue Recreation Center
23400 Harold Ave.
Port Charlotte, Fl
(941) 627-1074

Riverwood Golf Club
4100 Riverwood Drive
Port Charlotte, Fl
(941) 764-6662

Charlotte County Family YMCA Administration
1777 Tamiami Trl # 407
Port Charlotte, Fl
(941) 629-0909


Parks and Recreation


Port Charlotte Town Center
1441 Tamiami Trail #608
Port Charlotte, Fl
(941) 624-4833

Town & Country Shopping Center
4265 Tamiami Trail
Port Charlotte, Fl

Promenades Mall
3280 Tamiami Trail
Port Charlotte, Fl
(941) 625-5127


Regal Town Center 16
1441 Tamiami Trail
Port Charlotte, Fl
(941) 623-0111

Charlotte Players Inc. (Live Theater)
1182 Market Circle #1
Port Charlotte, Fl
(941) 255-1022


Chamber of Commerce

Charlotte County Chamber of Commerce, Inc.

2702 Tamiami Trail
Port Charlotte, FL 33952
Phone: (941) 627-2222


City Government

Financial Services
2395 Tamiami Trail
Port Charlotte, Fl 33952
(941) 625-0015

Planning and Building Department
18400 Murdock Circle
Port Charlotte, Fl 33948

Solid Waste Division
Garbage Collections; (941) 764-4360


Social Services Agencies

Social Service Resource Center

3417 S Tamiami Trail # C
Port Charlotte, FL 33952
Phone: (941) 624-2233

United Way-Charlotte County
17831 Murdock Cir A
Port Charlotte, FL 33948
Phone: (941) 627-3539

Charlotte County Homeless Coalition

1476 Kenesaw St
Port Charlotte, FL 33948
Phone: (941) 627-4313