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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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Tropical Weather Disturbances Being Closely Monitored

  The National Hurricane Center has issued an advisory for a potential tropical cyclone developing in the deep tropical Atlantic. The latest update advises there is a disturbance moving rapidly toward the Southern Windward Islands, moving at approximately 23 mph (without circulation). It is still too early to know if the storm will affect South Florida, but if it does become a named storm, it will be named “Bret”. Hurricane Season 2017 is here: Are you prepared? Read our latest blog on how to prepare your home and your family this year.  Use Your Resources: The most important thing to know before, during, and after a storm is your resources. These websites and numbers to each should be posted in your home for easy access. These resources are always available to you, and they could save a life in the case of an emergency.  American Red Cross  National Hurricane Center  Florida Division of Emergency Management    Keeping your family and ...

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Quick Camping Safety Tips

When warmer weather approaches, there’s nothing like spending time in the great outdoors. Camping it can be a lot of fun, but typically holds greater dangers than what you would experience in the city or suburbs, such as wildlife, altitude, weather, and more. Before you pack your sleeping bags and tents, here are some things you should consider: Stay up to date on vaccinations: Vaccinations protect people of all ages from certain diseases. It is very important to use bug spray to protect yourself from mosquito bites. There is currently no vaccine to prevent Zika virus, which is what some mosquitos carry. Remember to spray yourself a few times each day and follow the instructions on the back of the product to avoid being bitten. Check the weather: Before you leave for your camping trip, check the weather forecast. Pack alternative clothing in case mother nature decides to provide you with a shower. Warm blankets, sweaters, rain jackets and rain boots are great options for unexpected weather. Gear up ...

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Vacation Safety Tips Keep Your Homes Safe and Secured This Summer

Vacations require a lot of planning and preparation. This includes not only packing and putting together your itinerary, but also protecting the things you leave behind such as your home and belongings. Here are some tips to consider before departing on your vacation: Don’t let the world know: By posting on social media, depending on your privacy settings, you are letting a large network of people (if not anyone in the world), know exactly what you are up to. Social media can be particularly dangerous at these times. In this day and age, it is tempting to document everything you do on social media. To protect your home and valuables, it is important to keep your vacation low-key. Be friendly with your neighbors: It pays off to have a few friends in the neighborhood. You could have someone you trust watch over your home and bring in the mail while you are away. This is much safer than leaving your key in an obvious place like under the mat or in the mailbox. Discretion is advised: Be c ...

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Hurricane Food Shopping List

  You’ve just heard word a hurricane is approaching and your first instinct is to head to the store to fill up the pantry. Remember, you should plan for the worst possible outcome; purchase food items which do not require a refrigerator, microwave, stove or oven, as electricity may not be available for a few days should you lose power. Here are the best foods to stockpile in the case of an emergency:   Drinks: Bottled water is a must-have item during a hurricane. You can also purchase Gatorade or Powerade, which are great sources of electrolytes and carbohydrates and can help rehydrate. Powdered milk is a great substitution for fresh milk if you have no power to your refrigerator. Energy: Children can get very cranky, especially when all their resources are cut off, such as the TV and radio. Stock up on items like fruit, peanut butter, nuts, trail mix, granola and power bars to keep their moods and spirits alive. Vitamins: Even though you have access to food, not eating nor ...

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Preparing the Landscape for a Hurricane

The Atlantic Hurricane Season begins on June 1st and ends November 30th, 2017. Each year, we gear up for this season by stocking up on canned food, bottled water, batteries and more. Although this is important, we should not forget about our plants and trees. We recently offered tips on protecting your plants during the winter season. Now, here are some tips to protect your plants during hurricane season.   Make a plan: If you live in a hurricane-prone area, you should plant high quality trees that have good structure. Planting more wind-resistant trees makes it more likely they will survive hurricane season. When the season comes near, pay attention to your trees to make sure they are in good shape. Look out for large, dead branches, as these should be removed to prevent damage to your home.   Protect the Harvest: If you have a vegetable garden, harvest all vegetables before the storm arrives to keep them out of harm’s way. Chances are, if high winds arrive, there will be littl ...

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Hurricane Mitigation: Protect Your Home

Hurricane mitigation encompasses the actions and measures taken before a hurricane strikes. Being a homeowner makes your home one of your largest investments. Therefore, protecting it from natural disasters should be a top priority.  A natural disaster can occur at any given time. The 2017 Atlantic Hurricane Season Forecast predicts a reduced amount of activity than last year, but this does not mean we should let our guards down. Here are a few steps you can take to protect your home from damage before this year’s Hurricane Season is in full effect:   Home Inspection: Is your home ready for a natural disaster? Consider having your home inspected each year before Hurricane Season approaches to ensure your personal safety, along with your home and belongings.   Shutters: If you hear news of an approaching hurricane, installing shutters to your windows can be beneficial. If a window in your home is broken during a hurricane, it can expose the inside of your house to excessive winds ...

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National Insurance Awareness Day


Wednesday June 28th, 2017 is National Insurance Awareness Day. This day serves as a friendly reminder to take some time out to review your insurance policies and ask important questions about your coverage. It is extremely important for you to understand what is covered when it comes to your home and belongings.

Florida Peninsula strives to give you peace of mind, knowing your property is fully protected, by offering customers the highest level of service and fair claims handling. The best way to celebrate National Insurance Awareness Day is to speak to your agent and discuss the various types of insurance which protect you and your family.

 

Florida Peninsula is one of Florida's top homeowners insurance companies. We strive to combine the latest technology with old-fashioned fast, fair, and friendly customer service and claims processing. If you are in the market for a home insurance quote, give us a call at (877) 229-2244 or get a quote on our website. 

Do I Need Wedding Insurance?

  When two people become engaged, the first question is: Will you marry me? It is a moment you will remember for the rest of your life. Following the excitement, the next question to ask is: Do we need wedding insurance? There are plenty of other things to think about when it comes to a wedding, such as colors, music, food and the bridal party. Before those thoughts come into play you should seriously consider getting wedding insurance. Here are a few reasons why:  Someone important suddenly cannot attend: Even though the bride and groom are the most important members of the wedding party, if they get cold feet, the wedding won't be covered. However, if either of them become seriously ill or if there is a death in the family and the wedding must be postponed, insurance will cover the costs. Some policies even cover unforeseen absences, such as the bride or groom being called away for military service. Someone is injured at the wedding: Most policies will cover injury at the wedd ...

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How to Identify and Survive a Rip Current

    According to the USLA (United States Lifesaving Association), “rip currents are powerful, channeled currents of water flowing away from shore. They typically extend from the shoreline, through the surf zone, and past the line of breaking waves. Rip currents can occur at any beach with breaking waves, including the Great Lakes.”   Rip currents take over 100 lives annually, and account for 80% of water rescues performed by surf beach lifeguards. It is extremely important to recognize the danger of rip currents, swim at beaches which have lifeguards and know how to respond/escape if ever caught in one. Educating yourself, and others, could make the difference between life and death.   How do rip currents form? As waves travel from deep to shallow water, they eventually break near the shoreline. As waves break, they generate currents that flow in both the offshore (away from the coast) and the alongshore directions. Currents flowing away from the coast are called rip ...

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Surfing Safety Tips

  Before entering the water for your first surfing session this year, be sure to take proper safety measures. Surfing is an extreme sport and there are many dangerous elements to consider before riding the waves.   Understanding the basics of surfing and acknowledging you will be farther away from land without an instructor, here are some things to look out for.   Weather: This is a very important part of surfing safety. As we know, weather can be unpredictable, but being aware of your surroundings is a part of this sport. If you suspect a thunderstorm, you should exit the water immediately, as salt water is a major conductor of electricity. If winds begin to strengthen, it could change the direction of the currents and you could find yourself in a dangerous situation, especially if you are not a strong swimmer.   Wave size: Knowing the size of the waves you are comfortable in is the first step. For beginners, it is best to start small and work your way up to bigger waves. Profes ...

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