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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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From category archives: Florida Peninsula

Seven Tips for Preventing Child Injuries

September 1st through 7th was National Childhood Injury Prevention Week.

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Little Known Facts About Labor Day

    Today, September 3rd, 2018 we celebrate Labor Day.  While you are relaxing on your day off, grilling, swimming, playing, and enjoying time with your friends and family, here a few facts about Labor Day you may not have known.   Did you know the origins of Labor Day are not American?  True.  Although Labor Day is often considered an American holiday, Canada honored its laborers in 1872 when they showed support for their striking workforce in a nine-hour event in the city of Toronto.  The first Labor Day was celebrated in the United States in New York City, on September 5, 1882; ten years later.   Do you know who is credited for starting the Labor Day movement in the United States?  It is quite possible, nobody knows.  There is great disagreement as to who may have started the movement.  While many believe, Peter J. McGuire, co-founder of the American Federation of Labor, began this labor movement through his union, others credit Matthew Maguire ...

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Protect Your Dollar on National Dollar Day

August 8th is National Dollar Day. This holiday commemorates the day the U.S monetary systems was established by Congress in 1786. You have worked hard for your dollars, and as such, it is important you protect it.  Did you know, two million home burglaries are reported each year? Many of these burglaries result in cash being stolen. In honor of National Dollar Day, here are some tips to prevent your cash from being stolen or damaged: Tips to Prevent Your Cash from Being Stolen or Damaged: Put cash in small quantities in different locations in your home Hide your cash in unique objects like hollowed-out books, house plants, and in boxes in the garage labeled “Ornaments” or “School Projects”. Avoid putting your cash in a liquid container, like a mayonnaise jar. Never put your cash in a locked box.   Homeowner’s insurance may cover damages to personal property like clothes, furniture, and additional living expenses should you ne ...

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National Identity Fraud Awareness Week

August 7th to 13th is National Identity Fraud Awareness Week. According to the iii, there were 16.7 million victims of identity fraud, resulting in $16.8 billion stolen in 2017. Identity theft continues to be on the rise and it is important you take precautions to lower your risk of falling victim. Consider these 5 tips for identity theft prevention: Secure your Social Security number. Shred receipts, credit offers, account statements and expired credit cards. Install firewalls and virus-detection software on your computer. Create complex passwords for all your personal accounts. Review your credit report annually to make sure it does not include accounts you are unaware of.   Should you fall victim to identity theft, Florida Peninsula Insurance Company stands ready to assist you. We offer our policyholders with protection against identity theft for a minimal annual cost of $25. This ID theft protection will restore your credit to the level it was p ...

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Renter’s Insurance for Your College Student Living Off-Campus

When preparing your children for college, you may be contemplating what classes they will be taking more than thinking about insurance. If you are leasing an off-campus apartment for your college student, it is important you protect their possessions. In college, many students bring very expensive belongings with them such as their electronics, furniture, clothing and other valuables. You may think your homeowner’s insurance policy will cover a college student’s belongings who live off-campus. However, homeowner’s insurance policies usually do not cover belongings, which is why it is essential to purchase a renter’s insurance policy.   Renter’s Insurance usually includes:   1.    Personal Belongings Coverage: Coverage for student’s belongings if they are stolen or damaged. 2.    Liability Coverage: If the student is found legally responsible for someone else’s injuries or accidental damage to their property includin ...

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Beat the Heat of the Summer

Living in Florida, we are no strangers to the heat. However, the heat and humidity tend to rise over the summer months. Florida’s temperatures in 2017 were the hottest on record in Florida.  In fact, Orlando has experienced record-breaking temperatures for the past three years, according to Orlando Sentinel. Florida’s heat and humidity can be dangerous, and even deadly if you do not take proper precautions. As temperatures begin to climb, consider these 5 tips to beat the heat this summer: 1.    Stay out of the heat: Try to stay indoors and avoid strenuous activities during the heat of the day.   2.    Drink plenty of water: Although it is important to stay hydrated all through the year, be sure to drink lots of water during the summer months. Should you experience any dizziness, cramps, or nausea due to the heat, replenish with some sports drinks containing electrolytes to help relieve those symptoms.  3.    Keep it cool: ...

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Fourth of July Safety Tips

  Fourth of July is right around the corner, and time to sport your red, white, and blue.  It is also time to refresh your memory on different safety tips.  Between the fireworks, grilling, and the beach, Fourth of July is one of the most enjoyable holidays of the year, but it is also one of the most dangerous.  Here are some safety tips on fireworks, grilling, and beach/water activities: Fireworks Safety Stay at least 500 feet away from firework shows If you are setting off fireworks at home: Never give fireworks to small children Keep a supply of water nearby Light each firework separately Store fireworks away from children and pets Grilling Safety  Never grill indoors Use long-handled tools Avoid loose clothing, which can catch fire Beach/Water Activity Safety Have young kids and inexperienced swimmers wear a Coast Guard-approved life jacket when on or near the water Do not dive headfirst ...

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Revisiting AOB Fraud Ahead of the 2018 Hurricane Season

After the chaos of a natural disaster like a hurricane or tropical storm, it is common for unscrupulous individuals to create fraudulent schemes to pray on those experiencing a loss. As such, Florida Peninsula Insurance Company would like to provide some important information about AOB abuse well before the 2018 Hurricane Season is in full effect.   What is an AOB and AOB Fraud? An AOB (Assignment of Benefits) is a contract between you and a third party such as a contractor, roofer, or water mitigation company. When you sign an AOB, you are giving the third-party vendor the right to deal directly with your homeowners insurance carrier and receive payment for your claim. AOB fraud occurs when contractors inflate the cost of repairs, charge a fee for handling the claim, and commit insurance fraud. At times, these repairs are not completed and the homeowner must pay out of pocket to finish their repairs, as the contractor already received a claim settlement from the insurance company.   W ...

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Go Green with Florida Peninsula for Earth Day

We encourage our policyholders to celebrate Earth Day along with Florida Peninsula by enrolling in Green Solutions on our website.

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Is Your Home at Risk of Flood Damage?

Find out if you need flood insurance.

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