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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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From category archives: Florida Peninsula

April 8-14 is National Dog Bite Prevention Week

Consider these tips to reduce the risk of your dog biting someone.

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Homeowner Responsibilities

Do you know your responsibilities as a homeowner?

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Why Homeowners Insurance is Necessary

Here are three reasons why homeowners insurance is necessary.

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Spring Forward into Daylight Saving Time

At 2:00 a.m. on March 11th, 2018, the clocks will spring forward 1 hour to mark the beginning of Daylight Saving Time.

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Investigation by Florida Peninsula’s Special Investigations Unit Results in Insurance Fraud Arrest

On Saturday, February 3rd, Michele Krisle, owner of TSK Exteriors roofing company in St. Cloud, was arrested after an investigation was performed in conjunction with Florida Peninsula Insurance Company’s Special Investigation Unit (SIU). Ms. Krisle was arrested on counts of Scheme to Defraud, Fraudulent Lien, Grand Theft, and False and Fraudulent Insurance Claim after she presented Florida Peninsula with a false invoice for services which were not completed. A Florida Peninsula policyholder hired Krisle’s company, TSK Exteriors, to make repairs on his roof. TSK Exteriors attempted to have the insured sign an Assignment of Benefits (AOB) form to seek additional monies from Florida Peninsula after the roof repair was complete. When the insured refused to sign the AOB, TSK Exteriors filed a lien against the policyholder’s home for over $17,000. Subsequently, the policyholder reported a roof leak to TSK after their repairs were completed. TSK refused to honor their warranty on the pre ...

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Easy Projects to Fall in Love with Your Home Again

    When you first move into your home, whether it is a fixer upper or in move-in ready condition, you undoubtedly, loved your home. However, after some time, your house can start looking a little worn or dated. February is a month all about love, as such, you should take this month to fall back in love with your home. By making a few changes, you may be able to do so, without it turning into a costly or messy project. There are lots of easy changes you can do to make your house feel like home again, here are a few options for you to consider:   Landscaping   Landscaping is often overlooked however, you do not have to dig up your entire yard or spend thousands of dollars to revitalize your landscaping. Adding some new plants, flowers, and pots can make a huge difference in the look outside your home. For some great gardening and landscaping ideas, visit our Pinterest page.   Paint A new coat of paint can make a huge difference in the look of your house. If re-painting the e ...

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Homeowners Insurance - Are you covered?

  A lot can change in a matter of a year, which could have an impact on your insurance needs.  At the start of this new year, take some time out of your busy schedule to review your homeowners policy. It may save you some money and time should the unexpected occur.  As a policyholder, you can make changes to adjust the amount of coverage you have, which may cause changes to your annual policy premium.  Keep in mind, should you not have enough coverage in place, you could be responsible for any out-of-pocket costs in the event of a loss. Each homeowners policy is different, and it is important you understand your coverages, so you and your agent can select the options which work best for the needs of your family. Consider the following when reviewing your homeowners insurance policy:   What is covered? Your homeowners insurance is made up of coverages which can help pay to repair or replace your belongings and your home should they be damaged by certain perils such as fir ...

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New Year, Clean House

With the start of a new year, there is no time like the present to conquer cleaning up the home. Begin the new year by taking some time to deep clean your home room-by-room and tackling outdoor chores. Consider these suggestions and keep your home clean and clutter-free in 2018:   Kitchen Kitchens can become clutter collectors. Items which do not belong in the kitchen should be moved to their proper location. Consider donating items, such as small appliances, dinnerware, and cookware you do not use to local charities. Clean out your drawers, cabinets, pantry, and refrigerator and be sure to discard any unwanted or expired items. Once you have removed the clutter, wipe down all kitchen surfaces with a cleaning spray and a towel.   Bathrooms Along with all other rooms in the house, de-clutter before you clean. Empty drawers, shelves, and cabinets and remove items such as empty soap and shampoo bottles, old toothbrushes and expired medications. Next, clean and sanitize.   Bedrooms & ...

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Prevent Identity Theft Over the Holiday Season

The holiday season is undoubtedly one of the busiest shopping times of the year. As such, purchases made during this busy time of year could expose you to hackers and scammers looking to steal your identity and drain your bank account. Consider the following tips to protect your information, and wallet during this holiday season: Purchase items using cash or credit cards to limit the use of your debit card. It is much easier for hackers to obtain your information from online purchases. If possible, shop in-store rather than shopping online. If you are doing some online shopping, be sure your computer is equipped with antivirus software and firewalls. Shred any documents containing personal information, such as your social security number, driver's license number, bills, and bank statements. Give yourself the gift of identity theft coverage. Florida Peninsula offers an economical endorsement which can be added to their policies providing assistance if you ever ...

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Choose Safe Toys This Holiday Season

  There are millions of toys in the market for children. Each year, we see new trends right in time for the holiday season. But you must remember, but because they are popular, doesn’t make them safe. Each year, hundreds of kids are treated in hospital emergency departments for toy-related injuries. Here are some general guidelines to keep in mind when shopping for toys this year: Toys made of fabric should be labeled as flame resistant or flame retardant. Stuffed toys should be washable. Painted toys should be covered with lead-free paint to avoid consumption if your child chews on it or it begins to chip. Be sure to purchase art materials which are non-toxic. Crayons and paints should say ASTM D-4236 on the package, which means they've been evaluated by the American Society for Testing and Materials. Avoid older toys & hand me downs from friends and family. Apart from germs, these toys may not meet the current safety standards and may be ...

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