Calling your homeowners carrier first is the key to a successful claims process. Take the time to discuss the nature of the loss and the possible implications of filing a claim with your agent prior to proceeding with a claim to protect your insurance score now and in the future.

Just because there is water inside your home, does not mean the damage is covered by your homeowners insurance policy. Understanding the different scenarios and how your policy is activated when it comes to filing a claim will ensure you make the right decisions when purchasing the necessary coverage for your home.

One devastating event can turn your world upside down.  How to choose a homeowners insurance company can obtain the peace of mind you deserve.

Looking for the perfect home in the current real estate market can be intimidating. Knowing what to look for in your new home is important and can save you money on your monthly mortgage payments.

Holiday headaches are part of the end of year fun. However, many of these headaches can be avoided or the stressors of these can be reduced by making good decisions regarding your homeowners insurance coverage.

Learn from Florida Peninsula Insurance Company how Coverage F works in the event you need to file a claim should someone be injured on your property.

As we are in the midst of the peak of Hurricane Season, it is important to understand what your homeowners insurance policy covers. You do not want to wait until the unexpected occurs to learn you may not have adequate coverage. As such, we would like to provide you with some information on Coverage D. What is Coverage D? Coverage D, or what is often referred to as “loss of use” or “additional living expenses” coverage provides coverage for the additional living expenses incurred, as a result of your home being deemed uninhabitable due to damage sustained from a covered peril. To learn more about Coverage D, please watch the video from Florida Peninsula’s Penny below. What does “loss of use” coverage provide? In the event you are displaced from your home due to a covered peril such as a windstorm or a fire, Coverage D will provide assistance for: temporary residence moving expenses storage fees transportation fees other expenses associat ...

Your typical homeowner’s insurance policy usually does not cover students living off-campus, which is why it is essential to purchase a separate renter’s insurance policy. 

As a homeowner, it is important you understand how your claim may be settled, prior to a loss occurring. Florida Peninsula Insurance Company explains what Recoverable Deprecation is in-depth and how it can benefit you.

Florida Peninsula Insurance Company provides tips on creating a home inventory, which will assist policyholders when asked to provide proof of the items in their home should theft, damage, or a loss occur.