In the United States, Cyber Monday has become the nickname for the Monday after the Thanksgiving holiday. The term was created by marketing companies in order to persuade shoppers to order online. It has now become one of the biggest online shopping days of the year. This is also a day in which many people fall into scammer traps. We urge you to be knowledgeable about potential scams by taking the following tips into consideration.

Visit the store's website, never go through a search engine. Many stores utilize the "preview ads" to reveal any details of sales. Scammers take advantage of this by creating malicious sites disguised as these retailers, offering similar deals. If you are looking for a specific item or deal, go directly to the store's website and use their search tool.

If it's too good to be true, it probably is. If you notice a store's website is offering a 60" TV for $20, don't fall for it. This is meant to steer victims into the trap. If you see a deal you are unsure about, call the store's 1-800 number, or a store near you to find out if they have heard of a particular sale or if someone may be able to assist you in finding it for confirmation.

Look out for e-mail and pop-up coupons. Most of them end up going to junk anyway, but some still make it to your inbox. Before you click on any coupon in your e-mail, visit the site directly to see if they are, in fact, offering the coupon. If a coupon randomly pops up while you are on a different website, it wouldn't be wise to accept. Scammers have the tools to convince you they are taking you to the store's website, then when you type your credit card information, they are stealing your information in the background. 

Update your computer security before Cyber Monday. Before you start shopping, make sure you install all recommended security updates. Install the latest version of your browser as well. You may also want to consider installing a second opinion malware scanner as well. Your computer or laptop should guide you on how to do so. If you're not sure, take your computer to the store you got it from, or ask around to see if family or friends can help you get this done. 

Scammers are out in full force at this time of the year and they're getting sneakier than ever. Remember, when in doubt, get out. Snagging a sweet deal isn't worth getting your bank information stolen. Good luck and happy shopping. 


Thank you for visiting our blog. Hopefully you came away with some great home insurance and safety tips. Florida Peninsula Insurance Company is one Florida's leading homeowners insurance companies, insuring homes located in cities like Tampa, Orlando, Naples, Pensacola and West Palm Beach. We strive to provide Florida homeowners with fast, friendly service insuring their homes at competitive rates.