Your home is one of the biggest investments you will ever make, and choosing a licensed, financially stable homeowners' insurance company to protect your investment should be a top priority. As you consider the many options available, the company's financial rating should be a key factor in your decision-making process. Financial Stability Ratings® (FSRs) are useful when comparing insurers - the higher the rating, the greater the company's financial stability and capability to fulfill their financial obligations to you - the policyholder. 

Insurance Companies must go through a comprehensive evaluation performed by an independent, objective third party such as Demotech Inc, A.M. Best, Fitch, Moody's, or Standard & Poor's, among others, in order to obtain a financial rating. Rating agencies use their own rating scale and criteria to analyze each company's balance sheet strength, operating performance, and business profile. A company's Financial Stability Ratings® (FSRs) of A or better are accepted by mortgage companies Fannie Mae, Freddie Mac, and HUD. Companies with below a B+ or B++ Financial rating have a high risk of underwriting guideline changes, and could become insolvent under adverse economic conditions. Florida Peninsula is rated "A Exceptional" by Demotech, Inc. 

Do your research and educate yourself about a company's financial strength prior to choosing your homeowners' insurance carrier. You deserve the peace of mind which only comes from knowing your biggest investment is protected by a strong, solid carrier! 

Florida Peninsula Insurance Company is one of Florida's top homeowners insurance companies. Our cutting-edge technology combined with old-fashioned values, enables us to provide outstanding customer service and claims processing. To obtain a free home insurance quote call (866) 846-3060 or visit the Get a Quote section on our website.