Flooding is the most common and deadly natural disaster in the United States. Luckily, there are ways for homeowners to reduce flood risk.

Wet flood-proofing and dry flood-proofing are two methods for protecting your home against flooding. Please keep in mind flood-proofing does not mean damage won’t happen. It’s just a way damage may be reduced.

Wet flood-proofing makes uninhabited parts of your home resistant to flood damage when water is allowed to enter during flooding. An example of wet flood-proofing is to install flood vents, creating permanent openings in the foundation walls. Another way to protect your property from shallow flooding is to add a waterproof veneer to the outside walls and seal all openings to prevent the entry of water.

Dry flood-proofing protects a structure and its contents from flood damage by sealing the building so flood waters can’t enter the building. This can be done in a variety of ways. For example, installing watertight shields over doors and windows or installing backflow valves in storm sewer lines.

Since floods are typically not covered by homeowners insurance, homeowners should look into making sure their home is safe as possible. For more information about floods and other natural disasters, visit FLASH.

Meet with your insurance agent to discuss other ways to make your home a safer place.

As one of Florida’s top 10 largest home insurers, Florida Peninsula Insurance knows the importance of keeping you and your family safe. Our Florida homeowners insurance policies are not bare-bones.  They are comprehensive –giving you and your family the confidence you will be covered in the event you have a claim. We strive to provide efficient, cost-effective, peace-of-mind protection for our policyholders. That’s why Florida Peninsula is one the Florida’s largest home insurers, providing the insurance you need at a fair price.  To learn more about the Florida Peninsula experience, please contact (866) 846-3060 or visit the “GET A QUOTE NOW” section on our website.