Here in Florida, it’s almost always pool season. If you’re planning on installing a new pool, make sure that it’s properly insured and that it complies with local safety standards.
The Insurance Information Institute has some tips on how to approach getting your new pool.
Contact your city because each city has different standards for installing a pool. Your new pool must also comply with local safety standards and building codes. Such codes may include installing a fence, deck and other safety equipment.
Also notify your insurance agent because installing a pool will increase liability risks and your agent can advise you about any policy changes you should make. For example, most homeowners policies include a minimum of $100,000 worth of liability protection. Your agent might suggest increasing that amount to $300,000 or $500,000.
It’s also a good idea to update your policy to cover your pool structure in the event that it is destroyed by a storm or other disaster.
Making additions to your home is exciting, but make sure your insurance policy reflects the changes and you are properly insured for everything. If you have any questions, contact your insurance agent.
If you are in the market for a new home insurance policy, we encourage you to consider Florida Peninsula Insurance Company as your preferred Florida home insurance company. Not only do we provide some of the most comprehensive homeowners insurance policies that protect you and your family when you need it most, we also offer great insurance rates to home and condo owners as well as those living in apartments with our renters insurance. You can’t go wrong with Florida Peninsula. You’ll be impressed with our fast, fair and friendly customer service and claims processing, all at great rates. We invite you to experience the Florida Peninsula difference. Come visit our website to learn more or to “GET A QUOTE NOW."
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