Flooding can affect your home and belongings any day, anytime and anywhere. According to FEMA (Federal Emergency Management Agency), no state or territory is safe from floods. Being the most common and expensive natural disaster in the United States, it is important to take proper measures to protect your home from flooding.


  • First things first; know the flood levels in your home. This is the official measure of how high floodwaters could rise where you live. By doing some research and checking FEMA’s website for the flood maps, you will be able to locate this information.


  • Safeguard in-home electrical and climate systems. According to IBHS (Insurance Institute for Business & Home Safety),  by raising switches, circuit breakers, sockets, etc. at least one foot above the expected flood level in your area, you could save a lot of money and time on repairs if you were to experience a flood.


  • Once waters rise, stay above. Take proper measures to ensure you move furniture (if possible), rugs, electronics, important paperwork, etc. to a higher floor. Another thing you can do is clear the gutters, spouts and drains to help the water flow away from the house.


For more information about ways to protect your home, visit our recent blog post about Preparing for a Flood, which will give you access to important links, evacuation methods and how to protect your belongings. You may also want to visit our blog about the Importance of Flood Insurance to ensure your home is protected in time of need.


As one of Florida's top homeowners insurance companies, our number one priority is the safety of you and your family. As such, Florida Peninsula provides our insureds with coverage rich policies, as well as offering flood protection and partnering with insurance professionals throughout the state who can ensure you have the coverage you need. If you are in the market for a home insurance quote, give us a call at (877) 229-2244 or get a quote on our website