When preparing your children for college, you may be contemplating what classes they will be taking more than thinking about insurance. If you are leasing an off-campus apartment for your college student, it is important you protect their possessions. In college, many students bring very expensive belongings with them such as their electronics, furniture, clothing and other valuables. You may think your homeowner’s insurance policy will cover a college student’s belongings who live off-campus. However, homeowner’s insurance policies usually do not cover belongings, which is why it is essential to purchase a renter’s insurance policy.


Renter’s Insurance usually includes:


1.    Personal Belongings Coverage: Coverage for student’s belongings if they are stolen or damaged.


2.    Liability Coverage: If the student is found legally responsible for someone else’s injuries or accidental damage to their property including his or her landlord.


3.    Additional Coverages: If your student brings certain expensive items and would like coverage for those items.



Consider purchasing renters insurance for your college student through Florida Peninsula Insurance Company.  We offer comprehensive renters insurance with a wide selection of coverage at competitive prices. If you are interested in learning more about our renter’s insurance coverage, visit our renter’s insurance page, or speak with your agent.



Thank you for visiting our blogFlorida Peninsula Insurance Company is one of Florida's top homeowners insurance companies. Our cutting-edge technology combined with old-fashioned values enables us to provide outstanding customer service and claims processing. To obtain a free renters insurance quote, please call (877) 229-2244 or get a free personalized quote on our website.