Blog

Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
Florida Peninsula Insurance has policies in just about every city in Florida Get A Free Quote

Posts Tagged 'Florida Homeowners Insurance'

We are pleased to present below all posts tagged with 'Florida Homeowners Insurance'. If you still can't find what you are looking for, try using the search box.

Renter’s Insurance for Your College Student Living Off-Campus

When preparing your children for college, you may be contemplating what classes they will be taking more than thinking about insurance. If you are leasing an off-campus apartment for your college student, it is important you protect their possessions. In college, many students bring very expensive belongings with them such as their electronics, furniture, clothing and other valuables. You may think your homeowner’s insurance policy will cover a college student’s belongings who live off-campus. However, homeowner’s insurance policies usually do not cover belongings, which is why it is essential to purchase a renter’s insurance policy.   Renter’s Insurance usually includes:   1.    Personal Belongings Coverage: Coverage for student’s belongings if they are stolen or damaged. 2.    Liability Coverage: If the student is found legally responsible for someone else’s injuries or accidental damage to their property includin ...

Popular tags: , , , , , , , ,

Beach Safety Tips for the Summer

Before heading out on your next beach day, here are 5 things to consider when making safety a top priority.

Popular tags: , , , , , , , , ,

April 8-14 is National Dog Bite Prevention Week

Consider these tips to reduce the risk of your dog biting someone.

Popular tags: , , , , , , ,

Homeowner Responsibilities

Do you know your responsibilities as a homeowner?

Popular tags: , , , , , , , ,

Why Homeowners Insurance is Necessary

Here are three reasons why homeowners insurance is necessary.

Popular tags: , , , , , , , , , ,

Spring Forward into Daylight Saving Time

At 2:00 a.m. on March 11th, 2018, the clocks will spring forward 1 hour to mark the beginning of Daylight Saving Time.

Popular tags: , , , ,

Investigation by Florida Peninsula’s Special Investigations Unit Results in Insurance Fraud Arrest

On Saturday, February 3rd, Michele Krisle, owner of TSK Exteriors roofing company in St. Cloud, was arrested after an investigation was performed in conjunction with Florida Peninsula Insurance Company’s Special Investigation Unit (SIU). Ms. Krisle was arrested on counts of Scheme to Defraud, Fraudulent Lien, Grand Theft, and False and Fraudulent Insurance Claim after she presented Florida Peninsula with a false invoice for services which were not completed. A Florida Peninsula policyholder hired Krisle’s company, TSK Exteriors, to make repairs on his roof. TSK Exteriors attempted to have the insured sign an Assignment of Benefits (AOB) form to seek additional monies from Florida Peninsula after the roof repair was complete. When the insured refused to sign the AOB, TSK Exteriors filed a lien against the policyholder’s home for over $17,000. Subsequently, the policyholder reported a roof leak to TSK after their repairs were completed. TSK refused to honor their warranty on the pre ...

Popular tags: , , , , , , ,

Super Bowl Party Safety Tips

Super Bowl 52 will be held on Sunday, February 4, 2018. It is estimated, nearly 45 million Americans host Super Bowl parties each year. Regardless of the teams playing, many like to use the game as a reason to get together with friends and family. When hosting people at your home, safety should be the main priority. To host a safe Super Bowl party, consider these tips:   Prepare your Home Clear your walkways, staircase, and driveway of obstacles which could lead to guests injuring themselves on your property. First Down on Food Be sure to have several food options for your guests to choose from. Follow food-handling procedures and store food at proper temperatures. Never leave the kitchen or grill unattended while cooking. Be sure to visit our Pinterest page for some great Super Bowl-themed food items.   Drink and Serve Responsibly Unfortunately, Super Bowl Sunday is one of the worst days for drunk driving accidents. If you are serving alcohol at your party, arrange for ...

Popular tags: , , , , , , , , , , , , ,

Homeowners Insurance - Are you covered?

  A lot can change in a matter of a year, which could have an impact on your insurance needs.  At the start of this new year, take some time out of your busy schedule to review your homeowners policy. It may save you some money and time should the unexpected occur.  As a policyholder, you can make changes to adjust the amount of coverage you have, which may cause changes to your annual policy premium.  Keep in mind, should you not have enough coverage in place, you could be responsible for any out-of-pocket costs in the event of a loss. Each homeowners policy is different, and it is important you understand your coverages, so you and your agent can select the options which work best for the needs of your family. Consider the following when reviewing your homeowners insurance policy:   What is covered? Your homeowners insurance is made up of coverages which can help pay to repair or replace your belongings and your home should they be damaged by certain perils such as fir ...

Popular tags: , , , , , , , , , , , , , , , ,

New Year, Clean House

With the start of a new year, there is no time like the present to conquer cleaning up the home. Begin the new year by taking some time to deep clean your home room-by-room and tackling outdoor chores. Consider these suggestions and keep your home clean and clutter-free in 2018:   Kitchen Kitchens can become clutter collectors. Items which do not belong in the kitchen should be moved to their proper location. Consider donating items, such as small appliances, dinnerware, and cookware you do not use to local charities. Clean out your drawers, cabinets, pantry, and refrigerator and be sure to discard any unwanted or expired items. Once you have removed the clutter, wipe down all kitchen surfaces with a cleaning spray and a towel.   Bathrooms Along with all other rooms in the house, de-clutter before you clean. Empty drawers, shelves, and cabinets and remove items such as empty soap and shampoo bottles, old toothbrushes and expired medications. Next, clean and sanitize.   Bedrooms & ...

Popular tags: , , , , , , , , ,