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Posts Tagged 'Florida Homeowners Insurance'

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What is Synthetic Identity Fraud?

    Synthetic Identity Theft is a type of fraud in which a criminal combines real and fake information to create an entirely new identity. This identity is then used to open fraudulent accounts to make fraudulent purchases. This makes it easier for criminals to steal money from credit card companies and lenders who extend credit based on the fake identity. This way, they are not stealing from actual people making it a lot harder to get caught.   Banks are usually the victims of synthetic ID fraud since most of the information these criminals provide is legitimate, such as a real name (but a stolen social security number). After all the purchases are made and they use up all of the credit, it’s the credit card companies who pay the price, since they cannot collect payment from the fake identity who established the account. This is a very tricky situation to handle.   Synthetic identity fraud has become one of the most common types of fraud, yet the most difficult to catch, and ...

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Practicing Fire Safety At Home

  According to Red Cross, if a fire starts in your home, you may have as little as two minutes to escape. Practicing a fire escape plan regularly could cut your risk in half. Here are some tips on how to properly prepare yourself and your family in case a fire threatens your home:   Install smoke alarms: All smoke alarms should be tested once a month and batteries should be replaced once a year. It is important to install the right amount of smoke alarms depending on the size of your home.   Prepare young children: It is important to teach your younger children what smoke alarms sound like and what they should do when they hear one. They should also learn how and when to dial 9-1-1.   Have a discussion with your family: Make sure everyone living in the home knows at least 2 ways to escape, should there ever be a fire. Place emergency numbers where everyone can see, and everyone with a phone should have it saved. Come up with a mutual meeting spot, should there need to be a ...

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Flood insurance rate hikes coming

Flood insurance rate hikes coming, but can you afford to be without it, during this next hurricane season?

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Burglar- Proof Your Home

Burglar-Proof Your Home

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Isaac threatens the State of Florida

Isaac threatens the State of Florida

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Tropical Depression 5 forms in the Atlantic

Tropical Depression 5 forms in the Atlantic

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Does home market value mean cheaper insurance?

Does home market value mean cheaper insurance?

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Understanding Replacement Costs

Florida Peninsula Insurance Company explains what a replacement cost is, and what is covered.

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Home Internet Safety: Educating Kids on Safe Internet Surfing

Florida Peninsula provides Internet safety tips for families.

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Renters Insurance Basics

For renters, here is some important information to consider that may protect your home, and your belongings, in the future.

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