Posted on 12/1/2017 10:18 AM By Florida Peninsula Insurance Company
The holiday season is undoubtedly one of the busiest shopping times of the year. As such, purchases made during this busy time of year could expose you to hackers and scammers looking to steal your identity and drain your bank account. Consider the following tips to protect your information, and wallet during this holiday season:
Purchase items using cash or credit cards to limit the use of your debit card.
It is much easier for hackers to obtain your information from online purchases. If possible, shop in-store rather than shopping online.
If you are doing some online shopping, be sure your computer is equipped with antivirus software and firewalls.
Shred any documents containing personal information, such as your social security number, driver's license number, bills, and bank statements.
Give yourself the gift of identity theft coverage. Florida Peninsula offers an economical endorsement which can be added to their policies providing assistance if you ever ...
Posted on 12/1/2017 3:00 AM By Florida Peninsula Insurance Company
Synthetic Identity Theft is a type of fraud in which a criminal combines real and fake information to create an entirely new identity. This identity is then used to open fraudulent accounts to make fraudulent purchases. This makes it easier for criminals to steal money from credit card companies and lenders who extend credit based on the fake identity. This way, they are not stealing from actual people making it a lot harder to get caught.
Banks are usually the victims of synthetic ID fraud since most of the information these criminals provide is legitimate, such as a real name (but a stolen social security number). After all the purchases are made and they use up all of the credit, it’s the credit card companies who pay the price, since they cannot collect payment from the fake identity who established the account. This is a very tricky situation to handle.
Synthetic identity fraud has become one of the most common types of fraud, yet the most difficult to catch, and ...
Posted on 2/3/2016 8:25 AM By Florida Peninsula Insurance Company
Tax Season is fast approaching and Florida Peninsula Insurance Company would like to remind you to be aware of tax-related identity theft and to take the necessary steps to protect your personal and financial information from identity thieves, who may use the stolen information to file fraudulent refund claims.
Posted on 11/17/2015 10:55 AM By Florida Peninsula Insurance Company
Florida is the state most vulnerable to identity theft, according to personal finance website, NerdWallet.
Posted on 2/28/2015 10:58 AM By Florida Peninsula Insurance Company
Data breaches and cyber hacks have become far too common and show no signs of slowing down in 2015. When we hear about cyber hacks and data breaches they are usually attacks on large companies, but this does not mean small businesses and individuals cannot be targeted. Once a data breach occurs, your financial and personal information can be sold and distributed within a matter of days. Many do not even realize they can buy insurance in the case of a data breach of cyber hack. There are several companies who specialize in selling cyber security insurance to small businesses and individuals. We encourage all small businesses to research and acquire protection against data breaches and cyber hacks.
If you are an individual looking for protection, Florida Peninsula offers identity theft coverage at a low annual premium.
Florida Peninsula is one of Florida's top homeowners insurance companies. The company strives to combine the latest technology with old-fashioned fast, friendly customer service and clai ...