Get the most out of renters insurance.

Sometimes in life, the unexpected happens. Florida Peninsula offers best-in-class coverage options in many of these scenarios. Protect your rental property and everything in it against damage caused by natural disasters. Get your quote today.
Florida Peninsula Insurance - Renter's Insurance
Florida Peninsula Insurance - Renter's Insurance

Because renters need coverage, too.

Renters insurance is for tenants renting an apartment, condo, or home. It typically provides coverage for your belongings from damages such as fire and smoke, vandalism, theft, and some weather-related incidents too. It also protects you financially if a visitor to your home gets injured and takes legal action.

It’s important to note that renters insurance is different from home and landlord insurance, both of which are intended for property owners and won’t provide the specific coverage a renter needs.

Renters insurance is built to protect you.

Just like homeowners insurance, renters also face a risk of loss. As a renter, the greatest risk is damage to or loss of personal property. Renters can also be liable to third parties who may be injured while at the residence. If you rent, insurance acts as a risk transfer device to protect you against a catastrophic loss. In exchange for payment of a premium, you transfer the risk of property loss and liability to third parties to an insurance company.

Why Florida Peninsula is unmatched.

Coverage
Options which will allow customized coverage for your specific insurance needs.
Customer Excellence
Our mission is to exceed our policyholders expectations and provide a positive customer experience.
Financial Stability
Ready to provide you with the peace of mind you need should the unthinkable happen.
Claims
We strive to provide a fast, fair, seamless, and best-in-class claims experience to our policyholders in their time of need.

Relax, we’ve got you covered.

At Florida Peninsula, we offer renters policies with the comprehensive coverage you can count on when you need it most.
Florida Peninsula Insurance - Coverage A - Dwelling CoverageFlorida Peninsula Insurance - Coverage C - Personal Property

Personal property

Coverage for your personal belongings like furniture, clothing, jewelry, and electronics.
Florida Peninsula Insurance - Coverage D - Loss of Use

Loss of use

Coverage for expenses like renting an apartment while your rental is rebuilt.
Florida Peninsula Insurance - Coverage E - Personal Liability

Personal liability

Coverage against medical bills and legal fees if someone happens to be injured on your property.
Florida Peninsula Insurance - Coverage F - Medical Payments

Medical payments

Coverage protection against payments for minor medical bills if someone is injured on your property.

Coverage options for every possibility.

We understand that every customer is unique, so we offer many additional types of coverage for you to choose from.

Add flood insurance to your policy.

With an average of 60 inches of rainfall per year, Florida is more likely to flood than any other state in the nation. Consider adding flood insurance to your policy to maximize your protection.
Florida Peninsula Insurance - Flood Insurance

Need an expert’s opinion?

Speak to an experienced Florida Peninsula agent in your area to discuss the coverage that is right for you.

Have questions about the right coverage for you? We have answers.

Let’s answer all your questions and curiosities surrounding renter’s insurance.
Am I required to let the insurance company inspect my home?

Yes.  Inspections are conducted in an effort to identify any possible dangers or risks to the homeowners.  Any issues detected will be communicated to the policyholder and agent to ensure the proper steps are taken to maximize the safety to the homeowner and their family.  Florida Peninsula inspects 100% of the homes we insure.  In the event an interior inspection is needed, a mutually agreeable time and date will be coordinated with the owner.

What coverage is right for you?

A little preparation goes a long way; and we want your coverage plan to fit your needs.  Investing a little of your time making a list of possessions, staying abreast of local building costs, and remembering to meet with your agent annually to review your policy, can help you customize a policy that fits your needs. Here are a few things to consider when outlining your coverage plan:

  • Have local building costs risen?
  • Has your home been remodeled or expanded?
  • Do you know what your insurance deductible is?
  • Do you have money set aside to cover the deductible if you have a loss?
  • Do you have an inventory of your possessions?
  • Do you need additional coverage for assets like jewelry, art collections, fur coats or other expensive items?
  • Do you need coverage for additional living expenses after a disaster?
  • Do you need flood coverage in the event water rises into your home from a lake or storm surge?
  • Do you require animal liability protection should your pet injure someone?
  • Do you need an umbrella or excess liability policy?
Why should you buy home insurance?

Homeowners insurance is necessary when you have a mortgage lender, however, should the unthinkable occur, this coverage will provide you peace of mind and financial stability knowing you can rebuild.

Why buy renter's insurance?

Just like homeowner's insurance, renters face risks of loss. Sure, since a renter does not own the dwelling unit, they do not risk the residence itself. As a renter, the greatest risk is damage to or loss of personal property. Renters can also be liable to third parties that are injured while at the residence. If you rent, insurance acts as a risk transfer device to protect you against a catastrophic loss. In exchange for payment of a premium, you transfer the risk of property loss and liability to third parties to an insurance company.

Looking for helpful resources to help protect your rental?

Stories and information to help you plan, prepare and protect what matters most.

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