Blogs

Explore essential topics such as home maintenance, safety practices, and effective strategies to minimize property damage. Homeowners, condominium residents, and renters will find valuable insights to protect and maintain their properties.

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Avoid these 5 hurricane insurance claim mistakes to help speed up your recovery and protect your Florida home this storm season.
hurricane insurance claim mistakes
By: Florida Peninsula Insurance Company
8/6/2025
Flood damage isn’t covered by your home policy. Learn when water damage is covered, what flood insurance protects, and how to add extra coverage affordably.
is flood covered by homeowners insurance in Florida
By: Florida Peninsula Insurance Company
7/11/2025
Does your home insurance policy protect your child’s belongings while they are away at college? Learn about what is covered under your policy and why some college students should get their own renter’s insurance.
College students should get their own renter’s insurance
By: Florida Peninsula Insurance Company
7/11/2025
Learn what mold is, why it grows in Florida homes, and what products work best to clean and prevent it. Includes helpful mold prevention tips.
how to prevent mold in Florida homes
By: Florida Peninsula Insurance Company
6/12/2025
When you first book a vacation, you may not think about how to protect your home when you’re away. Learn what steps you can take to have a worry-free vacation.
protect your home when you’re away
By: Florida Peninsula Insurance Company
6/12/2025
Keep your family and home safe this 4th of July by learning about our Firework Safety Tips.
Firework Safety
By: Florida Peninsula Insurance Company
6/12/2025
Real hurricane survival stories from Florida homeowners – and the lessons they’ll never forget.
hurricane survival stories from Florida homeowners
By: Florida Peninsula Insurance Company
5/8/2025
Hurricane safety myths can leave Florida homeowners vulnerable. Know these 12 myths – & what to do instead –to keep your home and family safe this season.
hurricane safety myths
By: Florida Peninsula Insurance Company
5/8/2025
Discover what is high-risk liability coverage in Florida home insurance policies includes – and how Florida Peninsula protects you at no extra cost.
high-risk liability coverage in Florida home insurance policies
By: Florida Peninsula Insurance Company
5/1/2025
Get ready for hurricane season in Florida with tips for protecting your home and finances during hurricane season – physically, financially, & confidently.
protecting your home and finances during hurricane season
By: Florida Peninsula Insurance Company
5/1/2025
Find out what Coverage B in your home insurance policy covers, why it matters, and how Florida Peninsula protects detached structures on your property.
home insurance coverage for detached structures
By: Florida Peninsula Insurance Company
4/1/2025
Florida is the lightning capital of the U.S. Stay safe with these essential lightning safety tips on recognizing warning signs and seeking shelter to prevent injury.
Lightning safety
By: Florida Peninsula Insurance Company
4/1/2025
Learn what a red flag fire weather warning means and how to protect your home with these essential safety tips.
red flag fire weather warning
By: Florida Peninsula Insurance Company
3/21/2025
Learn essential tips to prepare and protect your home for summer months, including maintenance, security, pest prevention, and document organization.
protect your home
By: Florida Peninsula Insurance Company
3/1/2025
Discover why Florida homeowners should add animal liability insurance to protect against pet-related incidents. Affordable coverage starts at just $25/year.
affordable animal liability insurance for Florida homeowners
By: Florida Peninsula Insurance Company
3/1/2025
Discover decluttering and storage tips for Florida homeowners to make your home safer, reduce hazards, and protect belongings with insurance coverage.
decluttering and storage tips for Florida homeowners
By: Florida Peninsula Insurance Company
2/1/2025
Learn about Florida Peninsula’s affordable golf cart insurance options, including theft, liability, and medical payments coverage for your peace of mind.
affordable golf cart insurance
By: Florida Peninsula Insurance Company
2/1/2025
Understand Florida Peninsula’s Insurance Policy Coverage A to E with a fun “Head, Shoulders, Knees, and Toes” metaphor. An easy guide to protecting your home, head to toe!
Insurance Policy
By: Florida Peninsula Insurance Company
1/1/2025
Don’t get stuck believing common homeowners insurance myths! Let’s debunk 5 sticky insurance misconceptions and help you stay covered with confidence.
Homeowners Insurance Myths
By: Florida Peninsula Insurance Company
1/1/2025
Use these tips to help you stay safe this holiday season! Even without snow or icy roads, there’s plenty to be cautious about during December festivities.
holiday safety
By: Florida Peninsula Insurance Company
12/1/2024
Unlock the mystery of insurance deductibles in Florida! Learn how to choose the right deductible for your home and understand its impact on your premium.
insurance deductible
By: Florida Peninsula Insurance Company
12/1/2024
Discover key lessons from past Florida hurricanes to better prepare your home and family for future storms.
Florida hurricanes
By: Florida Peninsula Insurance Company
11/1/2024
Learn how insurance fraud drives up premiums for all Florida homeowners and what you can do to help combat this costly issue.
insurance fraud
By: Florida Peninsula Insurance Company
11/1/2024
Learn to safeguard your home from wildfires, kitchen fires & more – such as keeping a foliage-free perimeter, which saved a home in the 2023 Lahaina fire.
fireproof your home
By: Florida Peninsula Insurance Company
10/1/2024
Discover how choosing “replacement cost coverage” in your homeowners insurance policy can help you rebuild after a disaster – without financial strain.
replacement cost coverage
By: Florida Peninsula Insurance Company
10/1/2024
If you live in Florida, properly insuring your patio or pool screen enclosure against unexpected damage is essential to protecting your outdoor fun.
Screen Enclosure
By: Florida Peninsula Insurance Company
9/1/2024
Have you been putting off making your emergency plan for hurricanes, floods, fire, or other potential disasters? Here’s the guide you need to get it done.
Preparedness Plan
By: Florida Peninsula Insurance Company
9/1/2024
A DP-3 homeowners insurance policy offers affordable protection for residential properties rented to others and owner-occupied homes with older roofs.
Landlord insurance
By: Florida Peninsula Insurance Company
8/1/2024
Did you know state officials are busy trying to reduce the high cost of home insurance in Florida? Here are the key laws making a difference for homeowners.
Home Insurance Law
By: Florida Peninsula Insurance Company
8/1/2024
Prevent costly water damage in your home with these practical tips and actions you can take right now to protect one of your greatest investments.
water damage
By: Florida Peninsula Insurance Company
7/1/2024
Protect your essential home appliances and systems. This insurance shields you from costly repairs and ensures the tech you depend on stays up and running.
equipment breakdown insurance
By: Florida Peninsula Insurance Company
7/1/2024
Protect yourself and your family with these 10 crucial safety tips from Stacey Giulianti, the chief legal officer of Florida Peninsula Insurance.
Protection, Family
By: Stacey A. Giulianti, Esq.
6/1/2024
Get the essential grilling safety tips you and your family need to enjoy safe barbecues year-round in Florida.
Grilling Safety
By: Florida Peninsula Insurance Company
6/1/2024
Do you love dogs? We do, too. Find out how to recognize and respect signs of stress in dogs to help ensure safe interactions for you, your family & others.
Dog Bites
By: Florida Peninsula Insurance Company
5/1/2024
These practical home maintenance strategies can help prevent the need for costly repairs, save money on insurance, and improve your home’s property value.
Home Maintenance
By: Florida Peninsula Insurance Company
5/1/2024
Explore the crucial aspects of renters insurance and discover why it’s vital for protecting your personal property and more in apartments, condos, or homes.
Renter's Insurance Policy
By: Florida Peninsula Insurance Company
4/1/2024
Learn how Florida Peninsula Insurance's identity theft protection can help restore your credit after fraud and secure your financial identity.
Restore your credit
By: Florida Peninsula Insurance Company
4/1/2024
Don’t wait until hurricane season starts! Discover the importance of securing flood insurance now for year-round protection of your Florida home.
Flood Insurance
By: Florida Peninsula Insurance Company
3/1/2024
There’s a lot of fraud in Florida, and it contributes to rising homeowners insurance premiums. Learn about the most common fraud scams in the state.
Insurance Fraud
By: Florida Peninsula Insurance Company
3/1/2024
Safeguard your finances by learning about “check washing” (a combination of check fraud and mail theft) – and how it might just drain your bank account.
check washing
By: Florida Peninsula Insurance Company
3/1/2024
Start 2024 right and complete your annual homeowner's insurance review now! Don’t wind up underinsured or overinsured; find the coverage just right for you
Homeowners Insurace, Personal Property
By: Florida Peninsula Insurance Company
2/1/2024
Florida homeowners: Learn how to fortify your home against hurricanes and stormy weather with these landscaping strategies and practical tips.
Florida Landscaping
By: Florida Peninsula Insurance Company
2/1/2024
Uncover the truth behind common homeowners insurance myths. We deconstruct the fiction and provide essential facts every Florida homeowner should know.
Homeowners Insurance Myths
By: Florida Peninsula Insurance Company
1/1/2024
Learn how a detailed and up-to-date home inventory can accelerate the insurance claims process after a fire, theft, or other disaster.
Home Inventory
By: Florida Peninsula Insurance Company
1/1/2024
Here are the Florida homeowner essentials you need to know to strengthen your dream home in paradise and find the insurance right for you.
Florida Homeowner
By: Florida Peninsula Insurance Company
12/1/2023
Deck your halls safely this season! Discover homeowner-approved decorating tips to ensure a merry, bright, and accident-free holiday at home.
holiday decoration safety
By: Florida Peninsula Insurance Company
12/1/2023
Thanksgiving safety is key to having a joyous and memorable holiday meal with your friends and loved ones. These tips can help – and may even save a life.
Thanksgiving Safety
By: Florida Peninsula Insurance Company
11/1/2023
Safeguard your most valuable asset! Learn how to identify and prevent fraud with expert advice from Florida's trusted homeowners insurance company.
Insurance Fraud
By: Florida Peninsula Insurance Company
11/1/2023
Our identity makes us unique, differentiating us from one another. Oftentimes, our distinct identity could be stolen or even duplicated in an attempt to commit fraud. This is referred to as identity theft.
Identity theft
By: Stacey A. Giulianti, Esq.
11/1/2023
DP-3 policies are ideal for investment and rental property. If you own this type of property in Florida, DP-3 coverage may be what you’ve been looking for.
Rental Property, Insurance
By: Florida Peninsula Insurance Company
10/26/2023
Protect your rental or investment property without straining your budget. Discover how a specialized homeowners policy, called a DP-3, could work for you.
DP-3 Policy
By: Florida Peninsula Insurance Company
10/26/2023
Discover how to prevent common washer & dryer problems. These crucial safety tips can also protect your home from fire hazards and water damage.
washer and dryer problems
By: Florida Peninsula Insurance Company
10/2/2023
Uncover some lesser-known hazards increasing your fire risk at home – so you can take the steps necessary to address these threats lurking in your home.
fire risk at home
By: Florida Peninsula Insurance Company
10/2/2023
Dive into the aftermath of Hurricane Ian, one of the costliest and deadliest storms in Florida, responsible for drastically reshaping the insurance marketplace.
Hurricane Ian
By: Florida Peninsula Insurance Company
9/1/2023
Create a robust family emergency plan so you’ll be ready for any potential disaster. We cover evacuation strategies, supply lists, and communication tips.
Emergency Plan
By: Florida Peninsula Insurance Company
9/1/2023
Are you a renter in Florida? Equip yourself with the knowledge and strategies you need to stay safe and protect your belongings during hurricane season.
rental hurricane prep
By: Florida Peninsula Insurance Company
8/1/2023
Don’t let a hurricane, flood, or other disaster wreck your finances. Good financial planning can help you recover better and faster after adversity strikes.
disaster preparedness
By: Florida Peninsula Insurance Company
8/1/2023
Discover practical tips to better protect your home and save money on your home insurance, including financial incentives offered by the state of Florida.
Homeowner Discount
By: Florida Peninsula Insurance Company
7/3/2023
Fires can happen anytime, anywhere, and being prepared is the best protection against injury, damage, or death. Read our tips for understanding the risks of home and grill fires, and how to mitigate them.
Home Fire Safety, Grill Fire Safety
By: Stacey A. Giulianti, Esq.
7/3/2023
Stay safe this July fourth with practical tips to keep your patriotic festivities fire-free. Enjoy the fireworks while protecting your home & loved ones.
prevent home fires
By: Florida Peninsula Insurance Company
7/3/2023
Get the essential post-hurricane tips you need to stay safe. At Florida Peninsula Insurance, we’re here to help you bounce back in the aftermath of a storm.
By: Florida Peninsula Insurance Company
6/1/2023
Navigate the Florida Peninsula Insurance claims process with ease. This step-by-step guide explains our fast, fair, and friendly claims processing.
By: Florida Peninsula Insurance Company
6/1/2023
Is your home covered if disaster strikes? Is the coverage enough? Know the difference between market value and replacement cost before you buy insurance.
home insurance coverage
By: Florida Peninsula Insurance Company
5/1/2023
Have you done all you can do to protect your home during a storm? Here are some tips for how to prepare now for Florida's 2023 hurricane season.
hurricane mitigation
By: Florida Peninsula Insurance Company
5/1/2023
We recently had severe flash floods in Southeast Florida; roads were closed, cars were flooded and stranded, and property was damaged. It's a matter of time before water will find its way into your home, and lay waste to your valuable possessions. Learn more about flood insurance and what it covers in this post by our Cheif Legal Officer Stacey Giulianti.
Flash Floods
By: Stacey A. Giulianti, Esq.
4/14/2023
We all love our furry friends and over time they become a part of the family. But we can’t forget our pets are still animals who sometimes cannot control their behavior. The American Veterinary Medical Association states there are nearly 85 million dogs living in U.S. households. About 4.5 million people are bitten by dogs each year, most of them are children. To protect your pet and those around them, you should consider obtaining animal liability coverage.
Animal Liability Coverage
By: Florida Peninsula Insurance Company
4/1/2023
Our homes deserve an annual deep cleaning, and spring is the perfect time for a house refresh. If you’re not sure what should be on your spring cleaning to-do list, start by following our tips below to do the best cleaning for your Florida home.
Florida Home
By: Florida Peninsula Insurance Company
4/1/2023
Florida is infamous for its spontaneous rain showers and strong hurricanes. Whether our state experiences daily scattered showers or a category 5 hurricane, flooding can occur at any time and cause severe and costly damage to your home. Below are a few reasons why you should have flood insurance in Florida.
Flood Insurance; Flood Insurance in Florida
By: Florida Peninsula Insurance Company
3/1/2023
Florida Peninsula is happy to now be offering Service Line Coverage for our policyholders. To help you better understand what this new coverage option is all about, we are breaking down what it is, what does it cover, and important things to know when obtaining Service Line Coverage.
Service Line Coverage
By: Florida Peninsula Insurance Company
3/1/2023
Florida Peninsula is happy to now be offering Equipment Breakdown Coverage for our policyholders. To help you better understand what this new coverage option is all about, we are breaking down what it is, what does it cover, and important things to know when obtaining Equipment Breakdown Coverage.
Equipment Breakdown Coverage
By: Florida Peninsula Insurance Company
3/1/2023
Just like a homeowners policy, Florida Peninsula offers condo insurance policies with comprehensive coverages you can count on when you need it most. Here is a basic coverage breakdown to help you understand the different types of coverages offered to find the right coverage to suit your needs.
Florida Condo Insurance
By: Florida Peninsula Insurance Company
2/1/2023
Our homes are the center of our lives. It’s where we can start a family, host celebrations, and make memories with loved ones. After spending so much time in our homes there may come a time when it needs a refresh to bring it new life. Below are a few easy projects you can do to fall in love with your home again.
Home Projects
By: Florida Peninsula Insurance Company
2/1/2023
Read what to look for to save money on your insurance premiums when you are looking to purchase a new home.
By: Florida Peninsula Insurance Company
1/2/2023
If you’re looking into getting coverage or upgrade your current policy, take a look at our coverage breakdown explaining the basics of each type of coverage we offer.
By: Florida Peninsula Insurance Company
1/2/2023
During renewal is a good time to review other areas of your policy. Taking time to ensure you have proper coverage now can save you time and money later. Follow our tips below on what to review when renewing your policy.
By: Florida Peninsula Insurance Company
12/1/2022
Amid events and travel, follow some of our tips to keep the holidays safe and fun.
By: Florida Peninsula Insurance Company
12/1/2022
November 13-19, 2022, is International Fraud Awareness Week. Practically every year, fraud against businesses and individuals increases.
By: Stacey A. Giulianti, Esq.
11/4/2022
Many families and friends experience different kinds of holiday celebrations, enjoying quality time with each other. If you find yourself hosting an outdoor holiday celebration this year, be sure to do it safely. Follow some of our tips below to help you prepare and practice safety this holiday season.
By: Florida Peninsula Insurance Company
11/1/2022
Fraud is at an all-time high after the pandemic. Newly released Federal Trade Commission data shows that consumers reported losing more than $5.8 billion to fraud in 2021, an increase of more than 70 percent over the previous year.
By: Florida Peninsula Insurance Company
11/1/2022
Nothing is scarier as a homeowner, in my opinion, than a fire. Here are some of our fire safety tips
By: Florida Peninsula Insurance Company
10/2/2022
Follow some of our Halloween home safety tips to avoid a possible loss while keeping the spooky spirit alive.
By: Florida Peninsula Insurance Company
10/2/2022
The National Fire Prevention Association is celebrating 100 years of "National Fire Prevention Week". We wanted to provide you with 100 fire safety tips to download and follow at home.
By: Florida Peninsula Insurance Company
10/2/2022
Here are 5 steps you can take to prepare for the peak of hurricane season.
By: Florida Peninsula Insurance Company
9/1/2022
As Floridians we are prone to disasters such as hurricanes and flooding due to our climate and location. Being prepared is important for all homeowners and renters to protect their home and family.
By: Florida Peninsula Insurance Company
9/1/2022
As a homeowner, it is important to know and understand your coverage through your specific carrier. A typical homeowners insurance policy is there to protect you and your family in the event of a loss due to covered perils such as fire, theft, wind, and other costly hazards.
By: Florida Peninsula Insurance Company
8/2/2022
A landlord’s insurance may cover the costs of repairs should there be a fire or other natural disaster, however this excludes coverage of your personal belongings.
By: Florida Peninsula Insurance Company
8/2/2022
Contractor fraud is at an all time high in Florida, as we are one of the leading states experiencing these scams. Crimes of fraud cost homeowners and insurance companies billions of dollars each year.
By: Florida Peninsula Insurance Company
7/1/2022
First time homeowners can get easily overwhelmed when learning to deal with many new responsibilities. Before closing on your new home, it’s important to ensure your new asset is well protected with proper homeowners insurance.
By: Florida Peninsula Insurance Company
7/1/2022
Many families and friends plan fun vacations during the summer, leaving their homes for weeks to enjoy long adventures abroad or a short weekend away. However long you are away from your home, it’s important to prepare and take measures to protect your home. Read some of our tips on how you can protect your home while you go on vacation.
By: Florida Peninsula Insurance Company
6/2/2022
Floridians know hurricane season can be filled with uncertainty from the strength of a storm to the path it may take. Regardless of what we may experience, it’s important to be fully equipped and prepared for the worst. To avoid unnecessary stress or panic, it is important to take the proper steps to prepare before a storm is on the horizon.
By: Florida Peninsula Insurance Company
4/25/2022
Florida summertime means it’s time to enjoy nice weather, pool parties, and relaxation. If you find yourself relaxing by the pool or throwing a party with friends, it’s important to understand pool safety. Pool owners and guests should be aware, and keep in mind, these safety tips before kicking off the Florida summer.
By: Florida Peninsula Insurance Company
4/25/2022
Every year homeowners should take the time to inspect their homes and address possible safety risks on their property. Browsing over seemingly minor issues can lead to a disaster in the future. Conducting an annual home safety audit ensures the safety of your home and family. Here are tips on what to look for when doing your routine checks.
By: Florida Peninsula Insurance Company
4/1/2022
Many people are upgrading their homes with sustainable features to reduce waste and improve energy and water efficiency over the lifespan of the home. This will not only help save the earth but help them save money in the long run and increase the value of their home.
By: Florida Peninsula Insurance Company
4/1/2022
During Poison Prevention week in March, we hope to bring awareness to homeowners and share how to keep them safe from poisonings in their homes. On average, 170 people in the United States die every year from carbon monoxide poisoning.
By: Florida Peninsula Insurance Company
3/1/2022
As we approach Spring we prepare for more rainfall, and living in Florida means you are most likely living in a high-risk flood zone. FEMA estimates nearly 2.5 million homes in Florida are in flood hazard zones, which is more than three times the amount in any other state in the U.S.
By: Florida Peninsula Insurance Company
3/1/2022
Every year we find ourselves with a few unwanted gifts from well-meaning family and friends. Not wanting to hurt feelings or feel guilty, we tend to hold on to these presents generating clutter in our homes.
By: Florida Peninsula Insurance Company
2/2/2022
On Valentine’s Day we like to show a little extra love to our family and significant others. This year let’s show some love to our Florida homes and give it the pampering it deserves.
By: Florida Peninsula Insurance Company
2/2/2022
January is the coolest month of the year in Florida. While there’s no snow and the grass is still growing, it doesn’t mean it’s not still winter. During this time of year, it’s important to protect your home from the problems which may pop up in colder weather.
By: Florida Peninsula Insurance Company
12/14/2021
Identity theft has been experienced by 33% of U.S. adults. In 2020 alone there were nearly 1.4 million reports of identity theft to the Federal Trade Commission and more than 2.1 million fraud reports from consumers.
By: Florida Peninsula Insurance Company
11/30/2021
With this year’s hurricane season coming to an end, you may be wondering what you’re going to do with all your leftover supplies. Floridians are all too familiar with the routine preparation associated with hurricane season.
By: Florida Peninsula Insurance Company
11/29/2021
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Testimonials

Our Customers Love Us

We work relentlessly to deliver a white-glove service to every single policyholder.

Monica R.
Jacksonville, FL
During such a trying time, my experience with Florida Peninsula has been a positive one. Your team has been a kind resource and kept me informed of our next steps. Grateful to have a reliable company.
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Monica R.
Jacksonville, FL

During such a trying time, my experience with Florida Peninsula has been a positive one. Your team has been a kind resource and kept me informed of our next steps. Grateful to have a reliable company.

Joseph D.
Winter Garden, FL
Very impressed with the speed and the knowledge of your team. I have already given the Florida Peninsula name to couple of my neighbors. Thank you!
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Joseph D.
Winter Garden, FL

Very impressed with the speed and the knowledge of your team. I have already given the Florida Peninsula name to couple of my neighbors. Thank you!

Fran H.
Fort Myers, FL
The whole process was easy and smooth. Our claim was for Hurricane Ian wind damage at our condominium development. Our condo association prepared all the necessary details and justifications which we sent to Florida Peninsula. Our adjuster contacted us by phone within 24 hours of us emailing our request and the condo assessment. Within three more days the matter was assessed, reviewed and approved and we were advised. That is excellent service! Thank you Florida Peninsula!
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Fran H.
Fort Myers, FL

The whole process was easy and smooth. Our claim was for Hurricane Ian wind damage at our condominium development. Our condo association prepared all the necessary details and justifications which we sent to Florida Peninsula. Our adjuster contacted us by phone within 24 hours of us emailing our request and the condo assessment. Within three more days the matter was assessed, reviewed and approved and we were advised. That is excellent service! Thank you Florida Peninsula!

Monica R.
Jacksonville, FL
During such a trying time, my experience with Florida Peninsula has been a positive one. Your team has been a kind resource and kept me informed of our next steps. Grateful to have a reliable company.
Joseph D.
Winter Garden, FL
Very impressed with the speed and the knowledge of your team. I have already given the Florida Peninsula name to couple of my neighbors. Thank you!
Fran H.
Fort Myers, FL
The whole process was easy and smooth. Our claim was for Hurricane Ian wind damage at our condominium development. Our condo association prepared all the necessary details and justifications which we sent to Florida Peninsula. Our adjuster contacted us by phone within 24 hours of us emailing our request and the condo assessment. Within three more days the matter was assessed, reviewed and approved and we were advised. That is excellent service! Thank you Florida Peninsula!

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Whether you live in a house, condo, or rental—we provide comprehensive coverage solutions, including DP3 and other specialized options, to ensure your property is fully protected.

Solutions built around what matters to you

For those unexpected moments in life, Florida Peninsula offers additional coverage options to protect your home and lifestyle. From Flood to ID Theft, and Equipment Breakdown to Animal Liability we have the options to suit your needs.