Home & Personal Safety

See how home, condo, and renters policies handle theft in Florida – what’s covered, what isn’t, and smart steps to protect your belongings.

Learn what mold is, why it grows in Florida homes, and what products work best to clean and prevent it. Includes helpful mold prevention tips.

When you first book a vacation, you may not think about how to protect your home when you’re away. Learn what steps you can take to have a worry-free vacation.

Keep your family and home safe this 4th of July by learning about our Firework Safety Tips.

Florida is the lightning capital of the U.S. Stay safe with these essential lightning safety tips on recognizing warning signs and seeking shelter to prevent injury.

Learn essential tips to prepare and protect your home for summer months, including maintenance, security, pest prevention, and document organization.

Discover why Florida homeowners should add animal liability insurance to protect against pet-related incidents. Affordable coverage starts at just $25/year.

Discover decluttering and storage tips for Florida homeowners to make your home safer, reduce hazards, and protect belongings with insurance coverage.

Understand Florida Peninsula’s Insurance Policy Coverage A to E with a fun “Head, Shoulders, Knees, and Toes” metaphor. An easy guide to protecting your home, head to toe!

Use these tips to help you stay safe this holiday season! Even without snow or icy roads, there’s plenty to be cautious about during December festivities.

Learn how insurance fraud drives up premiums for all Florida homeowners and what you can do to help combat this costly issue.

Learn to safeguard your home from wildfires, kitchen fires & more – such as keeping a foliage-free perimeter, which saved a home in the 2023 Lahaina fire.

Protect yourself and your family with these 10 crucial safety tips from Stacey Giulianti, the chief legal officer of Florida Peninsula Insurance.

Get the essential grilling safety tips you and your family need to enjoy safe barbecues year-round in Florida.

Do you love dogs? We do, too. Find out how to recognize and respect signs of stress in dogs to help ensure safe interactions for you, your family & others.

Explore the crucial aspects of renters insurance and discover why it’s vital for protecting your personal property and more in apartments, condos, or homes.

Learn how Florida Peninsula Insurance's identity theft protection can help restore your credit after fraud and secure your financial identity.

There’s a lot of fraud in Florida, and it contributes to rising homeowners insurance premiums. Learn about the most common fraud scams in the state.

Safeguard your finances by learning about “check washing” (a combination of check fraud and mail theft) – and how it might just drain your bank account.

Deck your halls safely this season! Discover homeowner-approved decorating tips to ensure a merry, bright, and accident-free holiday at home.

Thanksgiving safety is key to having a joyous and memorable holiday meal with your friends and loved ones. These tips can help – and may even save a life.

Our identity makes us unique, differentiating us from one another. Oftentimes, our distinct identity could be stolen or even duplicated in an attempt to commit fraud. This is referred to as identity theft.

Discover how to prevent common washer & dryer problems. These crucial safety tips can also protect your home from fire hazards and water damage.

Uncover some lesser-known hazards increasing your fire risk at home – so you can take the steps necessary to address these threats lurking in your home.

Are you a renter in Florida? Equip yourself with the knowledge and strategies you need to stay safe and protect your belongings during hurricane season.

Don’t let a hurricane, flood, or other disaster wreck your finances. Good financial planning can help you recover better and faster after adversity strikes.

Fires can happen anytime, anywhere, and being prepared is the best protection against injury, damage, or death. Read our tips for understanding the risks of home and grill fires, and how to mitigate them.

Stay safe this July fourth with practical tips to keep your patriotic festivities fire-free. Enjoy the fireworks while protecting your home & loved ones.

We recently had severe flash floods in Southeast Florida; roads were closed, cars were flooded and stranded, and property was damaged. It's a matter of time before water will find its way into your home, and lay waste to your valuable possessions. Learn more about flood insurance and what it covers in this post by our Cheif Legal Officer Stacey Giulianti.

We all love our furry friends and over time they become a part of the family. But we can’t forget our pets are still animals who sometimes cannot control their behavior. The American Veterinary Medical Association states there are nearly 85 million dogs living in U.S. households. About 4.5 million people are bitten by dogs each year, most of them are children. To protect your pet and those around them, you should consider obtaining animal liability coverage.

Amid events and travel, follow some of our tips to keep the holidays safe and fun.

November 13-19, 2022, is International Fraud Awareness Week. Practically every year, fraud against businesses and individuals increases.

Many families and friends experience different kinds of holiday celebrations, enjoying quality time with each other. If you find yourself hosting an outdoor holiday celebration this year, be sure to do it safely. Follow some of our tips below to help you prepare and practice safety this holiday season.

Fraud is at an all-time high after the pandemic. Newly released Federal Trade Commission data shows that consumers reported losing more than $5.8 billion to fraud in 2021, an increase of more than 70 percent over the previous year.

Nothing is scarier as a homeowner, in my opinion, than a fire. Here are some of our fire safety tips

Follow some of our Halloween home safety tips to avoid a possible loss while keeping the spooky spirit alive.

The National Fire Prevention Association is celebrating 100 years of "National Fire Prevention Week". We wanted to provide you with 100 fire safety tips to download and follow at home.

As Floridians we are prone to disasters such as hurricanes and flooding due to our climate and location. Being prepared is important for all homeowners and renters to protect their home and family.

Contractor fraud is at an all time high in Florida, as we are one of the leading states experiencing these scams. Crimes of fraud cost homeowners and insurance companies billions of dollars each year.

Many families and friends plan fun vacations during the summer, leaving their homes for weeks to enjoy long adventures abroad or a short weekend away. However long you are away from your home, it’s important to prepare and take measures to protect your home. Read some of our tips on how you can protect your home while you go on vacation.

Florida summertime means it’s time to enjoy nice weather, pool parties, and relaxation. If you find yourself relaxing by the pool or throwing a party with friends, it’s important to understand pool safety. Pool owners and guests should be aware, and keep in mind, these safety tips before kicking off the Florida summer.

Every year homeowners should take the time to inspect their homes and address possible safety risks on their property. Browsing over seemingly minor issues can lead to a disaster in the future. Conducting an annual home safety audit ensures the safety of your home and family. Here are tips on what to look for when doing your routine checks.

Identity theft has been experienced by 33% of U.S. adults. In 2020 alone there were nearly 1.4 million reports of identity theft to the Federal Trade Commission and more than 2.1 million fraud reports from consumers.

Your roof is one of the most critical and expensive components of your home. As such, when you’re looking to repair or renovate your roof, it’s especially important to be wary of roofing insurance fraud. We’ll explain what insurance fraud is, common warning signs, and ways to avoid it.

A fire can be dangerous and devastating to your home and family, as in just a matter of seconds, a small fire can engulf your entire home in flames. It is important you and your family take active steps to prevent a fire from occurring in your home.

According to NOAA, mid-August through mid-October is the time when the Atlantic Hurricane Season is most active. Although there is no lack of disturbances throughout the six-month Hurricane Season, this period accounts for 78% of tropical storms, 87% of category 1-2 hurricanes, and 96% of major hurricanes (categories 3-5).

Florida is one of the leading states in the country for fraud and insurance scams can be quite prevalent in several communities. Unfortunately, this leaves Florida residents paying some of the highest premiums in our nation. As a homeowner, you can do your part to identify insurance fraud, prevent it from happening to you, and report it.

The month of May has been recognized as National Water Safety Month. As water-related recreational activities are at the forefront of family fun, safety in and around the pool should be the main priority. According to poolsafety.gov, drowning is the leading cause of unintentional death in children ages 1 through 4.

Celebrated annually on the Wednesday after Thanksgiving, National Package Protection Day encourages homeowners to protect against package theft. With the start of the holiday season, millions of packages will be delivered to homes every day. Although there are many benefits of online shopping and home delivery, it is important you take heed of some of these safety tips to keep your packages safe this holiday season.

New Year’s is a time to celebrate with family and friends, food and drink, and fireworks. Whether you are hosting or attending a New Year’s party, we want you to celebrate safely. As such, Florida Peninsula Insurance Company would like to provide the following tips.

The holidays bring a wide variety of opportunities to make long-lasting memories with family and friends. From lighting candles to trimming the tree, here are some ways to keep your home and family safe from these common holiday hazards.

We would like to provide you with safety tips for the upcoming Thanksgiving holiday

Recognized each October, National Fire Prevention Week serves to educate the public on the importance of fire safety and prevention. According to the National Fire Protection Association (NFPA), fire departments across the United States responded to 357,000 home structure fires in 2017.

April is National Safe Digging Month, reminding Florida residents to call 811 before planning any digging projects. With the arrival of Spring, many homeowners use this time of year to update their landscape by planting flowers and trees around their homes. As a responsible homeowner, safe digging should be a top priority.

If you have ever wanted to find ways to lower your home insurance premium or find additional discounts to your premium, consider adding additional security to your home. All insurance policies are different so be sure to speak to your agent about the cost-effectiveness of installing one of these devices in your home.

Criminals count on the holidays to find easy targets for scams and theft. Here are a few things to look out for.

The holidays are a time to create memories with family and friends, however, you do not want your holiday season to be memorable for the wrong reasons. Household fires during the holiday season are more frequent, deadly, and costly than any other time of the year.

Halloween is known to be one of the spookiest days of the year. However, Halloween may turn scary when safety precautions are overlooked. According to Safe Kids Worldwide, three in four parents express concerns about their children’s safety on Halloween.

After the chaos of a natural disaster like a hurricane or tropical storm, it is common for unscrupulous individuals to create fraudulent schemes to pray on those experiencing a loss.

Synthetic Identity Theft is a type of fraud in which a criminal combines real and fake information to create an entirely new identity. This identity is then used to open fraudulent accounts to make fraudulent purchases.

Identity theft is a serious crime which happens when someone uses your personal information without your consent to commit fraud or other crimes. Personal information includes things like your name and Social Security, or credit card numbers.

Assignment of Benefits (AOB) fraud is a fast-growing problem for Florida homeowners. Unfortunately, as the result of this problem, it has lead to an increase in homeowners’ insurance premiums for a vast majority of carriers doing business in our State.

Dogs and cats, especially in their younger years, can be very curious. If you think about it, they are like babies and toddlers. Everything your home is new to them, from electrical sockets to door stoppers to curtains and more.

As spring approaches, don't be a victim of home repair and contractor fraud. Reduce the risk of being scammed by making yourself aware of the following red flags.

The holiday season has come and gone. It is now time to turn our attention to properly secure, protect, and insure all our new and valuable gifts. Here are some tips to help you protect your valuables in the new year.

The arrival of summer means time for family vacations and weekend getaways to relax and enjoy those we love. For Floridians, it also means the beginning of hurricane season. As you make travel plans this summer, take the time to ensure your home and belongings are protected while you are away.

As all of us Floridians know, Summer is quickly approaching and will bring along the heavy rains, winds, and storms which threaten our homes if not properly insured and protected. Although these are all red flags in the minds of many homeowners, it is also important to know there are far more threats of water loss inside your home than outside.

Damages due to water losses continue to be the top source of claims in Florida. According to a report conducted by Insurance Journal, the severity and frequency of water loss claims in Florida have steadily increased every year since 2010.

Tax Season is fast approaching and Florida Peninsula Insurance Company would like to remind you to be aware of tax-related identity theft and to take the necessary steps to protect your personal and financial information from identity thieves, who may use the stolen information to file fraudulent refund claims.

Florida is the state most vulnerable to identity theft, according to personal finance website, NerdWallet. The study reported 186.3 overall identity theft complaints per 100,000 Floridians; the most out of any state in the country.

With colder temperatures outside, many are spending more time in their home which increases the risk of a house fire. The National Fire Protection Association (NFPA) notes more than 360,000 home structure fires a year, which results in about $6-8 billion in damages.

Carbon monoxide is a colorless, odorless, poisoning gas. It’s produced by the incomplete burning of various fuels, including coal, wood, oil, kerosene, and natural gas. On average, 170 people in the United States die every year from carbon monoxide poisoning.

Learning about safety can be boring for little ones, but what if you can turn it into a game? One of the best ways to teach children about anything is through entertainment, and we’ve come across some creative ideas for fun safety games.

A recent article in The Sun-Sentinel, “How to Avoid Hiring Unlicensed Contractors," explained that 6,000 complaints were filed in the state of Florida last year alone regarding unlicensed contractors.

As the warm weather sets in up north, snowbirds – condominium and homeowners who spend a large portion of winter in warmer locales – begin to pack their bags and prepare to head north for the summer.

The water in or out of your home can be very dangerous for not only young children, but also for adults. Although drowning is a major concern for families, burns have also proven to be extremely dangerous. The following are simple steps for preventing water related accidents.

For many, the backyard is a place to relax, have fun or entertain friends and family. However, keeping your backyard safe and enjoyable requires time and maintenance. The following are safety tips from the Home Safety Council to prevent injuries in the yard.

According to the home Safety Council, studies have shown that most senior citizens want to live in their own homes for as long as possible, which often makes family members worry about their safety.

The garage by definition is a building or indoor area for parking or storing motor vehicles. However, the simple truth is that the average garage generally becomes your personal storage place.

According to the American Academy of Pediatrics, accidents at home is the number one cause of death for young children. The truth is that your baby's safety becomes a challenge once your little one begins to move around the home.