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Regardless of who is at fault, this coverage pays medical expenses for others accidentally injured on your property. Medical Payments coverage does not apply to you or members of your family who live with you. Like Personal Liability it also does not apply to injuries arising out of the operation of an auto or from activities involving your at-home business.

Assumption date refers to the date Florida Peninsula assumes responsibility for managing any losses affecting the insured property. Until you receive a renewal from Florida Peninsula, you should contact your agent or Citizens for policy changes and payments.

Any payment due prior to your Citizens policy expiration date, should be paid to Citizens. Your agent is the best source of information if you are unsure of where to send a payment. You may also contact Citizens customer service for payment questions. Once you have received a renewal package from Florida Peninsula Insurance Company, payments can be made online at www.floridapeninsula.com upon registering your policy and creating a username and password. You may also contact our Customer Service Department or your agent for assistance in processing your payment.  We accept all major credit cards and have 4 convenient payment plans available to meet your budgetary needs.

Florida Peninsula has been serving and protecting Florida families over the past 15 years. In addition to repairing homes from common occurrences like pipe breaks and theft; we have helped thousands of families recover from 5 major hurricanes which have impacted our state since 2005. We specialize in Florida home insurance and understand the risks Floridians face. Our team of dedicated professionals and comprehensive coverage options along with our Florida specific experience make Florida Peninsula the right choice for your family and home.

Florida Peninsula Insurance Company has operated successfully in the State of Florida since 2005. During this time, we have helped Floridians recover from major hurricanes which impacted the state.  We have done this by maintaining a robust surplus and procuring several layers of reinsurance to support forecasted claims, even in years where multiple events may occur.

Your Home Insurance Coverage should match the value of your home. Homeowner's insurance cannot cover the land your home is on, only the structure. That means that the insurance amount could be less than the purchase price or loan amount. If you insure your house for $100,000, that´s the most you will get if it is destroyed, even if it would cost more to replace it. The Declarations Page on the front of your policy shows how much coverage you have. Talk with your agent or company representative if you have any questions about your insurance limits.

An Identity Theft policy reimburses the policyholder for money spent on reclaiming and repairing their financial identities and credit rating. These costs often include legal assistance, phone bills, and office expenses that can lead to thousands of dollars.

Joining our family of policyholders is easy, you may either contact your agent directly and ask for their assistance or make your selection online at www.citizensfla.com/online-choice.

Notes:

• If you are making your submitting your choice online, please have your Citizens policy number and the registration code listed on the enclosed Policyholder Choice Offer Form on hand.
• If you do not make a selection, Citizens will assign your policy to the private-market carrier of their choice, on your behalf.

We will mail a copy of your renewal to the designated lender/mortgage company listed on your policy.

In Florida, the average cost of a flood insurance policy is $562 per year, when purchased through the National Flood Insurance Program. The cost of a flood policy is dependent on the location and elevation of the property, building materials, and distance to a lake, river, levee, or ocean.