Florida Peninsula Insurance Company

36 hours before a hurricane hits? Focus on what matters most. Last-minute steps to protect your home, safety, and peace of mind.

Learn what animal liability coverage is, what it covers, and why Florida pet owners should consider it for added protection and peace of mind.

Learn about Florida Peninsula’s affordable golf cart insurance options, including theft, liability, and medical payments coverage for your peace of mind.

When a hurricane forces you out of your home, Coverage D helps cover the cost. Here’s how loss of use coverage works in Florida.

What is other structures coverage? Learn what Coverage B means in homeowners insurance and how it helps protect structures separate from your home.

Do homeowners policies cover mold? Learn when mold may be covered, how mold remediation works, and why coverage limits matter for Florida homeowners.

Florida is infamous for its spontaneous rain showers and strong hurricanes. Whether our state experiences daily scattered showers or a category 5 hurricane, flooding can occur at any time and cause severe and costly damage to your home. Below are a few reasons why you should have flood insurance in Florida.

Wear and tear isn’t covered by home insurance. Learn how homeowners coverage is different from a warranty and how property condition matters.

Fraud risks Florida homeowners face include identity theft, property title fraud, and contractor scams. Learn how these risks affect your home and finances.

Identity theft isn’t just about money. Learn how identity theft protection for Florida homeowners helps restore credit and reclaim time.

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Florida Peninsula offers Equipment Breakdown Coverage for our policyholders. To help you better understand what this new coverage option is all about, we are breaking down what it is, what it covers, and important things to know when obtaining Equipment Breakdown Coverage homeowners insurance protection.

Many Florida homeowners underestimate Coverage C. Learn what belongings get missed and how to close the inventory gap before storm season.

Avoid costly gaps in your homeowners coverage. Discover how to value your home for insurance and why choosing “replacement cost” protects you best.

Your home insurance Coverage C protects your belongings from certain hazards. Learn how replacement cost lets you recover more after damage or theft

Discover 10 unique holiday home safety concerns in Florida and how to protect your home, guests, and peace of mind this festive season.

Save money on Florida homeowners insurance

Learn how to avoid roof repair scams in Florida. Know the difference between contractor fraud and insurance fraud, plus tips to protect your home.

Protect your identity with these top 10 identity theft prevention tips and learn how affordable coverage from Florida Peninsula can help.

Help your pets stay safe in an emergency. Include your furry family members in your emergency plans to ensure their safety and well-being.

See how home, condo, and renters policies handle theft in Florida – what’s covered, what isn’t, and smart steps to protect your belongings.

Avoid these 5 hurricane insurance claim mistakes to help speed up your recovery and protect your Florida home this storm season.

Flood damage isn’t covered by your home policy. Learn when water damage is covered, what flood insurance protects, and how to add extra coverage affordably.

Does your home insurance policy protect your child’s belongings while they are away at college? Learn about what is covered under your policy and why some college students should get their own renter’s insurance.

Learn what mold is, why it grows in Florida homes, and what products work best to clean and prevent it. Includes helpful mold prevention tips.

When you first book a vacation, you may not think about how to protect your home when you’re away. Learn what steps you can take to have a worry-free vacation.

Keep your family and home safe this 4th of July by learning about our Firework Safety Tips.

Real hurricane survival stories from Florida homeowners – and the lessons they’ll never forget.

Hurricane safety myths can leave Florida homeowners vulnerable. Know these 12 myths – & what to do instead –to keep your home and family safe this season.

Discover what is high-risk liability coverage in Florida home insurance policies includes – and how Florida Peninsula protects you at no extra cost.

Get ready for hurricane season in Florida with tips for protecting your home and finances during hurricane season – physically, financially, & confidently.

Find out what Coverage B in your home insurance policy covers, why it matters, and how Florida Peninsula protects detached structures on your property.

Florida is the lightning capital of the U.S. Stay safe with these essential lightning safety tips on recognizing warning signs and seeking shelter to prevent injury.

Learn what a red flag fire weather warning means and how to protect your home with these essential safety tips.

Learn essential tips to prepare and protect your home for summer months, including maintenance, security, pest prevention, and document organization.

Discover why Florida homeowners should add animal liability insurance to protect against pet-related incidents. Affordable coverage starts at just $25/year to your existing policy..

Discover decluttering and storage tips for Florida homeowners to make your home safer, reduce hazards, and protect belongings with insurance coverage.

Understand Florida Peninsula’s Insurance Policy Coverage A to E with a fun “Head, Shoulders, Knees, and Toes” metaphor. An easy guide to protecting your home, head to toe!

Don’t get stuck believing common homeowners insurance myths! Let’s debunk 5 sticky insurance misconceptions and help you stay covered with confidence.

Unlock the mystery of insurance deductibles in Florida! Learn how to choose the right deductible for your home and understand its impact on your premium.

Discover key lessons from past Florida hurricanes to better prepare your home and family for future storms.

Learn how insurance fraud drives up premiums for all Florida homeowners and what you can do to help combat this costly issue.

Learn to safeguard your home from wildfires, kitchen fires & more – such as keeping a foliage-free perimeter, which saved a home in the 2023 Lahaina fire.

Discover how choosing “replacement cost coverage” in your homeowners insurance policy can help you rebuild after a disaster – without financial strain.

If you live in Florida, properly insuring your patio or pool screen enclosure against unexpected damage is essential to protecting your outdoor fun.

Have you been putting off making your emergency plan for hurricanes, floods, fire, or other potential disasters? Here’s the guide you need to get it done.

A DP-3 homeowners insurance policy offers affordable protection for residential properties rented to others and owner-occupied homes with older roofs.

Did you know state officials are busy trying to reduce the high cost of home insurance in Florida? Here are the key laws making a difference for homeowners.

Prevent costly water damage in your home with these practical tips and actions you can take right now to protect one of your greatest investments.

Protect your essential home appliances and systems. This insurance shields you from costly repairs and ensures the tech you depend on stays up and running.

Get the essential grilling safety tips you and your family need to enjoy safe barbecues year-round in Florida.

Do you love dogs? We do, too. Find out how to recognize and respect signs of stress in dogs to help ensure safe interactions for you, your family & others.

These practical home maintenance strategies can help prevent the need for costly repairs, save money on insurance, and improve your home’s property value.

Learn how Florida Peninsula Insurance's identity theft protection can help restore your credit after fraud and secure your financial identity.

Don’t wait until hurricane season starts! Discover the importance of securing flood insurance now for year-round protection of your Florida home.

There’s a lot of fraud in Florida, and it contributes to rising homeowners insurance premiums. Learn about the most common fraud scams in the state.

Safeguard your finances by learning about “check washing” (a combination of check fraud and mail theft) – and how it might just drain your bank account.

Start 2024 right and complete your annual homeowner's insurance review now! Don’t wind up underinsured or overinsured; find the coverage just right for you

Florida homeowners: Learn how to fortify your home against hurricanes and stormy weather with these landscaping strategies and practical tips.

Uncover the truth behind common homeowners insurance myths. We deconstruct the fiction and provide essential facts every Florida homeowner should know.

Learn how a detailed and up-to-date home inventory can accelerate the insurance claims process after a fire, theft, or other disaster.

Here are the Florida homeowner essentials you need to know to strengthen your dream home in paradise and find the insurance right for you.

Deck your halls safely this season! Discover homeowner-approved decorating tips to ensure a merry, bright, and accident-free holiday at home.

Thanksgiving safety is key to having a joyous and memorable holiday meal with your friends and loved ones. These tips can help – and may even save a life.

Safeguard your most valuable asset! Learn how to identify and prevent fraud with expert advice from Florida's trusted homeowners insurance company.

DP-3 policies are ideal for investment and rental property. If you own this type of property in Florida, DP-3 coverage may be what you’ve been looking for.

Protect your rental or investment property without straining your budget. Discover how a specialized homeowners policy, called a DP-3, could work for you.

Discover how to prevent common washer & dryer problems. These crucial safety tips can also protect your home from fire hazards and water damage.

Uncover some lesser-known hazards increasing your fire risk at home – so you can take the steps necessary to address these threats lurking in your home.

Dive into the aftermath of Hurricane Ian, one of the costliest and deadliest storms in Florida, responsible for drastically reshaping the insurance marketplace.

Create a robust family emergency plan so you’ll be ready for any potential disaster. We cover evacuation strategies, supply lists, and communication tips.

Are you a renter in Florida? Equip yourself with the knowledge and strategies you need to stay safe and protect your belongings during hurricane season.

Don’t let a hurricane, flood, or other disaster wreck your finances. Good financial planning can help you recover better and faster after adversity strikes.

Discover practical tips to better protect your home and save money on your home insurance, including financial incentives offered by the state of Florida.

Stay safe this July fourth with practical tips to keep your patriotic festivities fire-free. Enjoy the fireworks while protecting your home & loved ones.

Get the essential post-hurricane tips you need to stay safe. At Florida Peninsula Insurance, we’re here to help you bounce back in the aftermath of a storm.

Navigate the Florida Peninsula Insurance claims process with ease. This step-by-step guide explains our fast, fair, and friendly claims processing.

Is your home covered if disaster strikes? Is the coverage enough? Know the difference between market value and replacement cost before you buy insurance.

Have you done all you can do to protect your home during a storm? Here are some tips for how to prepare now for Florida's 2023 hurricane season.

Our homes deserve an annual deep cleaning, and spring is the perfect time for a house refresh. If you’re not sure what should be on your spring cleaning to-do list, start by following our tips below to do the best cleaning for your Florida home.

Florida Peninsula is happy to now be offering Service Line Coverage for our policyholders. To help you better understand what this new coverage option is all about, we are breaking down what it is, what does it cover, and important things to know when obtaining Service Line Coverage.

Just like a homeowners policy, Florida Peninsula offers condo insurance policies with comprehensive coverages you can count on when you need it most. Here is a basic coverage breakdown to help you understand the different types of coverages offered to find the right coverage to suit your needs.

Our homes are the center of our lives. It’s where we can start a family, host celebrations, and make memories with loved ones. After spending so much time in our homes there may come a time when it needs a refresh to bring it new life. Below are a few easy projects you can do to fall in love with your home again.

Read what to look for to save money on your insurance premiums when you are looking to purchase a new home.

If you’re looking into getting coverage or upgrade your current policy, take a look at our coverage breakdown explaining the basics of each type of coverage we offer.

During renewal is a good time to review other areas of your policy. Taking time to ensure you have proper coverage now can save you time and money later. Follow our tips below on what to review when renewing your policy.

Amid events and travel, follow some of our tips to keep the holidays safe and fun.

Many families and friends experience different kinds of holiday celebrations, enjoying quality time with each other. If you find yourself hosting an outdoor holiday celebration this year, be sure to do it safely. Follow some of our tips below to help you prepare and practice safety this holiday season.

Fraud is at an all-time high after the pandemic. Newly released Federal Trade Commission data shows that consumers reported losing more than $5.8 billion to fraud in 2021, an increase of more than 70 percent over the previous year.

Nothing is scarier as a homeowner, in my opinion, than a fire. Here are some of our fire safety tips

Follow some of our Halloween home safety tips to avoid a possible loss while keeping the spooky spirit alive.

The National Fire Prevention Association is celebrating 100 years of "National Fire Prevention Week". We wanted to provide you with 100 fire safety tips to download and follow at home.

Here are 5 steps you can take to prepare for the peak of hurricane season.

As Floridians we are prone to disasters such as hurricanes and flooding due to our climate and location. Being prepared is important for all homeowners and renters to protect their home and family.

As a homeowner, it is important to know and understand your coverage through your specific carrier. A typical homeowners insurance policy is there to protect you and your family in the event of a loss due to covered perils such as fire, theft, wind, and other costly hazards.

A landlord’s insurance may cover the costs of repairs should there be a fire or other natural disaster, however this excludes coverage of your personal belongings.

Contractor fraud is at an all time high in Florida, as we are one of the leading states experiencing these scams. Crimes of fraud cost homeowners and insurance companies billions of dollars each year.

First time homeowners can get easily overwhelmed when learning to deal with many new responsibilities. Before closing on your new home, it’s important to ensure your new asset is well protected with proper homeowners insurance.

Many families and friends plan fun vacations during the summer, leaving their homes for weeks to enjoy long adventures abroad or a short weekend away. However long you are away from your home, it’s important to prepare and take measures to protect your home. Read some of our tips on how you can protect your home while you go on vacation.

Floridians know hurricane season can be filled with uncertainty from the strength of a storm to the path it may take. Regardless of what we may experience, it’s important to be fully equipped and prepared for the worst. To avoid unnecessary stress or panic, it is important to take the proper steps to prepare before a storm is on the horizon.