Binding Restrictions in Place for Brevard, Charlotte, Lee, Sarasota, and Volusia county due to Hurricane Nicole.
Should you need to file a claim, please call our Claims Department at: 866 549 9672
If you have flood damage, please contact your flood insurance provider or FEMA at 800-621-3362

Why choose us?

We know about Florida. It’s where we’ve grown up or stayed on permanent vacation, where we’ve purchased our homes and started families. It’s our home.

Florida Peninsula Insurance Company combines its
large-company experiences with its small-company flexibility, innovation and attitude to provide the best and most 
cost-effective policies.
Receive your personalized home insurance quote today! Get A Free Quote

What makes us different?

  • We ensure your safety and security.
    Our policyholders deserve to deal with an insurance company which is both responsible and responsive. We are large enough to provide the protection, financial stability and security you need and we are small enough to deliver the personal attention our insureds desire.
    
    We continue to raise the bar.
    
    We are setting new standards for the insurance industry, and we pride ourselves on continuous improvement. We invest in our people and technology in order to adapt with the changing marketplace.
  • We are "A Exceptional" rated
    Florida Peninsula is financially strong. We have received an "A Exceptional" Financial Stability Rating® (FSR) from Demotech, Inc., an independent financial analysis and actuarial services firm. This rating is accepted by mortgage companies, Fannie Mae and HUD.
     
    As Florida's Homeowners Insurance Marketplace continues to experience volatility, our ability to foresee trends and prepare for challenges has propelled our family to become an industry leader and a longstanding choice for agents and policyholders. To review our company's most current Financials, click here.
    
  • We offer competitive prices without sacrificing claims service
    Our financial stability allows us to partner with strong reinsurance partners making certain all of our policyholders receive the individual attention and the best possible coverage available. With our agents, we are committed to forming long-lasting relationships with our customers to keep our policy premiums competitive and fairly priced.  
    
    We handle claims quickly, reply to insureds the same day, and complete inspections within 72 hours. Our innovative Managed Repair Program ensures our policyholder’s claims process will be worry free.
  • Superior Claims Handling
    Florida Peninsula understands our policyholders work hard to purchase their homes and pay insurance premiums.  Florida Peninsula believes our insureds are entitled to be made whole when a catastrophe strikes. As a policyholder, you can submit your claims via phone or online.  Upon filing a claim, we will send an inspector to your home within 72 hours, so you can get back to normal as soon as possible.
    
    We close 95% of all claims in less than 90 days from the date reported. Our Managed Repair Program consistently receives over 95% satisfaction rate, and 99% of our insureds who used the program say they would use it again.  We provide superior claims service and give our insureds peace of mind knowing that we stand with them during their time of need.
    
  • We maintain surplus reserves exceeding the state requirement
    We maintain surplus reserves exceeding the State requirement.  We  are also re-insured by top-rated reinsurance companies to cover all anticipated claims for a 100-year storm, including multiple storms in a single season.  We have carefully chosen our re-insurance partners for their financial stability, business longevity and knowledge of Florida's marketplace.  

Keeping Florida Beautiful.

Whether it’s a gorgeous Florida sunset or a white sand beach, the environment serves as the backdrop for so many of our fondest memories.Florida Peninsula is committed to operating in a manner which protects and supports our natural environment and to creating solutions to address the impact of environmental issues, throughout all of our business transactions –with our vendors, employees, customers, independent agents, investors and the general public. We are committed to limiting our carbon footprint through intelligent commercial practices.

The proof is in the pudding

  • Don’t Just Take Our Word for It…
    Very good experience. Meera S., Davie, FL
  • Don’t Just Take Our Word for It…
    Excellent service. Marcia M., Bradenton, FL
  • Don’t Just Take Our Word for It…
    We already have recommended others to seek Florida Peninsula as their insurer! Michael D., Punta Gorda, FL
  • Don’t Just Take Our Word for It…
    Your team was very thorough and knowledgeable! Michael R., Boca Raton, FL
  • Don’t Just Take Our Word for It…
    The process was perfect. John P., Lehigh Acres, FL
  • Don’t Just Take Our Word for It…
    The claim was processed very professionally. Samuel D., St. Petersburg, FL
  • Don’t Just Take Our Word for It…
    Everything was outstanding! Nery M., Miami, FL
  • Don’t Just Take Our Word for It…
    Thank you for being there for our family. Robert F., Vero Beach, FL
  • Don’t Just Take Our Word for It…
    They handled my claim in a more than timely manner and they took the time to explain and answer my questions and concerns. Suzanne M., Palm Coast, FL
  • Don’t Just Take Our Word for It…
    Excellent company, I already recommend it to my friends. Carlos P., Cape Coral, FL
  • Don’t Just Take Our Word for It…
    Thank you for your prompt attention to my claim. Elaine B., Cape Coral, FL
  • Don’t Just Take Our Word for It…
    I’m very well satisfied and I can’t think of anything you could've done differently. Well done. Thank you! Frank M., Panama City Beach, FL
  • Don’t Just Take Our Word for It…
    Everything was handled professionally and in a timely manner. I am 100% satisfied with your service. Thank you. Frank T., Miami, FL
  • Don’t Just Take Our Word for It…
    I was pretty impressed with the respect and especially being able to speed up the claim process and still working closely with the adjuster. I thought it was a lot better then dealing with any third party adjustment company from outside Florida Peninsula. I want to thank everyone for helping me cope when I had a major health incident two weeks prior to my leak. Thank you kindly again! Robert W., Melbourne, FL
  • Don’t Just Take Our Word for It…
    Experience was exceptional. Maureen D., Safety Harbor, FL
  • Don’t Just Take Our Word for It…
    This is the first time that I have filed a homeowners claim in 30 years, I was not sure of the process. I’ve heard of others having a difficult process, but your process was extremely smooth and we are very appreciative. Thank you! William T.,Largo, FL
  • Don’t Just Take Our Word for It…
    Thank you Mr. Darren Frase for all your help with my claim. Frances F.,Lehigh Acres, FL
  • Don’t Just Take Our Word for It…
    Mark Sutera is a fantastic asset to Florida Peninsula Insurance. He is a wonderful client advocate, and has excellent communication and relationship skills! Thank you, Mark!! Linda L.,Marco Island, FL
  • Don’t Just Take Our Word for It…
    I did not know what to expect. The whole process was smother than I thought it would be. Helen D.,Melbourne, FL
  • Don’t Just Take Our Word for It…
    This is my first time filing a claim. Everything was explained very well! Patricia S.,Vero Beach, FL
  • Don’t Just Take Our Word for It…
    I am going to be 71 in another month and in all my years I never had such a easier time dealing with a insurance company! Very professional and knowledgeable! Diane N.,St Petersburg, FL
  • Don’t Just Take Our Word for It…
    I wish there was a choice above "Excellent" because my experience with Florida Pennisula and Vicki Landers far exceeded my expectations. John H.,Palm City, FL
  • Don’t Just Take Our Word for It…
    Steven was a pleasure to deal with. He kept me updated about my claim and I’d highly recommended Florida Peninsula to friends and family. Alison C.,Bonita Springs, FL
  • Don’t Just Take Our Word for It…
    Belinda was extremely knowledgeable and kept me informed throughout the process. Carol L.,Naples, FL
  • Don’t Just Take Our Word for It…
    Eric was kind, professional and unbiased. Bradley M.,Longwood, Fl
  • Don’t Just Take Our Word for It…
    Eric was so helpful, courteous, and knowledgeable. He was patient in explaining both the process and what I should do in terms of next steps for my home. I was nervous about how this process would go, thinking it would be painful and drawn out, but he made it so swift. I'm happy to have Florida Peninsula as my insurer. Lauren V.,Winter Park, FL
  • Don’t Just Take Our Word for It…
    Quick, professional and well executed William L.,Melbourne, FL
  • Don’t Just Take Our Word for It…
    Mr. Minucci was thorough, efficient, and professional. He explained my coverage fully, as well as the claim process. Excellent service! Debora P.,Largo, FL
  • Don’t Just Take Our Word for It…
    Scott was excellent. He explained everything and provided assistance in a timely manner. Rosa C.; Pembroke Pines, FL
  • Don’t Just Take Our Word for It…
    Professional, timely, and thorough. Excellent service Paul M.,Naples, FL
  • Don’t Just Take Our Word for It…
    We had water damage caused by the air conditioner. Everyone at Florida Peninsula was kind and helpful. Our claim was handled quickly and smoothly. Thank you. Robert K., Spring Hill, FL
  • Don’t Just Take Our Word for It…
    Professional, prompt, caring...all representatives AMAZING! Juan V. North Lauderdale, FL
  • Don’t Just Take Our Word for It…
    This was my very first time filing a Home Owners Claim. I have been an auto claims adjuster for over 30 years, so I kind of knew the basics, but wasn't sure what the homeowner process would be. Belinda did a great job in her communication, but by email and voice. She responded to me every time I sent something in. She knew we had to put out a large amount of money up front, so she did her best to settle our claim quickly and get a check in our hands, while letting us know that she was still there to assist should anything else come up. That made me feel so much better! Friends could not believe the kind of service we received. I greatly appreciate Belinda for making this process so easy! Cynthia F.St Petersburg, FL
  • Don’t Just Take Our Word for It…
    Wonderful first claim experience with the company. Eric was very professional and knowledgeable. Thanks for a great experience Bracken S; Auburndale, FL
  • Don’t Just Take Our Word for It…
    Mr Bornemann is a gentleman, he proceeded fast a simple, always answer the phone callas Carlos N., West Palm Beach, FL
  • Don’t Just Take Our Word for It…
    Steven was sympathetic but also very factual. He explained for the beginning what to expect and how the claim process worked. Karie P., Naples, FL
  • Don’t Just Take Our Word for It…
    Very good experience they help me with everything I need it , I’m very grateful Maria T., Margate, FL
  • Don’t Just Take Our Word for It…
    Insurance company responded very fast with the claim but most importantly explain to me the process that was going to take place. Great help in all areas. Frederick K., Lutz, FL
  • Don’t Just Take Our Word for It…
    Everything was handled very well John W., Punta Gorda, FL
  • Don’t Just Take Our Word for It…
    This was our first insurance claim and have heard a lot of bad experiences from others, this being said we had no idea what to expect. I am happy to say this very stressful, anxiety ridden experience was handled wonderfully. Brian R., Port Orange, FL
  • Don’t Just Take Our Word for It…
    God bless Florida peninsula & representative Lori enriquez Elizabeth G., Palm Bay, FL
  • Don’t Just Take Our Word for It…
    Was very pleased with the timely manner in which Miguel came to the house for inspection and he explained the whole process to us and when to expect a response back for the claim. Thank You!! David D., Palm Bay, FL
  • Don’t Just Take Our Word for It…
    We were treated fairly, provided with good information, updated consistently, and our policy covered the damages incurred by the water pipe breakage. We are very pleased. Joseph W., Fernandina Beach, FL
  • Don’t Just Take Our Word for It…
    Well done and on time. Thanks! David J., Winter Springs, FL
  • Don’t Just Take Our Word for It…
    Excellent service. I will highly recommend Florida Peninsula to all. Jessica B., Naples, FL
  • Don’t Just Take Our Word for It…
    Our adjusters “were great communicators, thoughtful in their communication, and worked hard to make this process smooth and easy for us.” Marc M., Longwood, FL
  • Don’t Just Take Our Word for It…
    “I had a water pipe break in my bathroom and I couldn’t have been more pleased with the response from FL Peninsula and the work done to get me up and running.” Judy H., Ormond Beach, FL
  • Don’t Just Take Our Word for It…
    Once again FPI has been extraordinarily professional and responsive. Please know that I have and will continue to recommend you to all the Florida property owners I know. Thank you again, Duncan H., Panama City Beach, FL
  • Don’t Just Take Our Word for It…
    I couldn't be any happier with [the supervising adjusters] level of service and I believe outstanding customer service should be acknowledged. Miguel R., Satellite Beach, FL
  • Don’t Just Take Our Word for It…
    “…you guys really do truly care about your clients and their issues with their houses…” Naim I., New Port Richey, FL
  • Don’t Just Take Our Word for It…
    After going through this claim process and seeing how helpful and professional everyone was, I am a customer for life! Daniel S., Lake Worth, FL
  • Don’t Just Take Our Word for It…
    I would like to thank you and my adjuster, along with Florida Peninsula, for being so kind and helpful during a very trying time and for superior service. Dolores S., Pinellas Park, FL
  • Don’t Just Take Our Word for It…
    Thank you for your professionalism and consideration of our claim. Dawn H., Indialantic, FL
  • Don’t Just Take Our Word for It…
    I have a claim with you for a flood in my condo. I could not have asked for a better agent – (She) is so knowledgeable and patient. She really has wonderful customer service skills!! Susan M.; Sarasota, FL
  • Don’t Just Take Our Word for It…
    “We very much appreciate the attention and support you especially and Florida Peninsula have provided us during this loss….” Bonnie F., Lake Worth, FL
  • Don’t Just Take Our Word for It…
    “…your customer service was above exemplary!” Ryan D., Riverview, FL
  • Don’t Just Take Our Word for It…
    I appreciated the time you spent with me to answer all my questions throughout this claim. Albert M., Clearwater, FL
  • Don’t Just Take Our Word for It…
    I decided to renew my policy with Florida Peninsula after my roof was replaced because of the service [my adjuster] provided and the hassle free claim process I experienced. Daniel D., Palm Bay, FL
  • Don’t Just Take Our Word for It…
    I will highly recommend FPI to my friends and neighbors. Geraldine J., Rockledge, FL
  • Don’t Just Take Our Word for It…
    I have found an insurance company for my home for life. Gerry J., Rockledge, FL
  • Don’t Just Take Our Word for It…
    I am pleased to tell you that I had a great experience with customer service yesterday. Barbara G., West Palm Beach, FL
  • Don’t Just Take Our Word for It…
    I entered the claims process with some anxiety and expectations of difficulties and complications. My fears were allayed immediately as the process was handled smoothly and expeditiously. Bruce H., Jacksonville, FL
  • Don’t Just Take Our Word for It…
    "They are definitely an Insurance Company you want to consider when looking for Homeowners Insurance! Fast, Honest and Dependable!!!" Sandra B., Cape Coral, FL
  • Don’t Just Take Our Word for It…
    Very professional Pete B., Cape Coral, FL
  • Don’t Just Take Our Word for It…
    Good customer service. David G., Orlando, FL
  • Don’t Just Take Our Word for It…
    Shannon was professional and helpful, even though my claim was denied. Kerry H., Melbourne, FL
  • Don’t Just Take Our Word for It…
    Everyone was very informative, quick to respond and made this difficult time much easier. Alexander S., Delray Beach, FL
  • Don’t Just Take Our Word for It…
    There was never a time in which she did not return my call and there were several times she talked with me after hours and on a weekend. Mary Ann E., Cape Canaveral, FL
  • Don’t Just Take Our Word for It…
    Very pleased with how everything has been handled so far Jacques W., Fort Myers, FL
  • Don’t Just Take Our Word for It…
    " Florida Peninsula Insurance is one of the best insurance companies I have ever seen during decades." Jason L., Orlando, FL
  • Don’t Just Take Our Word for It…
    The professional and courteous way in which Ms. Tarea Ellis conducted herself during this claim process made my experience with Florida Peninsula very satisfying. Richard V., Cape Coral, FL
  • Don’t Just Take Our Word for It…
    I didn't know what to do but Florida Peninsula and my adjuster made the whole process easy and quick. Sarah R., Melbourne, FL
  • Don’t Just Take Our Word for It…
    Florida Peninsula dealt with my claim in a timely manner and resolved the issues related to my home damages to the best of their ability. Darci M., Gainesville, FL
  • Don’t Just Take Our Word for It…
    Honest and prompt service Dionne R., Lake Worth, FL
  • Don’t Just Take Our Word for It…
    Quick, painless process. Ryan F., Coral Springs, FL
  • Don’t Just Take Our Word for It…
    "Thank you Mike and Florida Peninsula for making a stressful situation, pleasant and reassuring! 5 Stars for all services!" Barry M., Shalimar, FL
  • Don’t Just Take Our Word for It…
    “Great company with fast response times! They were there when I needed them most!” Andrew E., New Port Richey, FL
  • Don’t Just Take Our Word for It…
    "It was a pleasure dealing with Florida Peninsula Insurance." Donna W., West Palm Beach, FL
  • Don’t Just Take Our Word for It…
    "We were treated like 'people' rather than as 'numbers'." Len M., Vero Beach, FL
  • Don’t Just Take Our Word for It…
    "I think they did a great job I’m glad I chose them." Eron O., Jacksonville, FL
  • Don’t Just Take Our Word for It…
    "Your employees are fantastic." Amy M., Altamonte Springs, FL
  • Don’t Just Take Our Word for It…
    "We are impressed and grateful." Theresa R., Palm Coast, FL
  • Don’t Just Take Our Word for It…
    "Procedure was thorough and satisfactory." James L., Largo, FL
  • Don’t Just Take Our Word for It…
    "I couldn't be happier. You turned what I thought would be a dreadful experience into no worries. Thanks again." Michael G., Cape Coral, FL
  • Don’t Just Take Our Word for It…
    "I wish all transactions were as smooth." John M., Cape Coral, FL
  • Don’t Just Take Our Word for It…
    "If you continue in this manner , I'm sure you will have life long customers." Gary C., Fort Myers, FL
  • Don’t Just Take Our Word for It…
    "It was all handled very professionally." Carolyn L., New Port Richey, FL
  • Don’t Just Take Our Word for It…
    "Can't imagine anything could have been any better!! TOP NOTCH SERVICE" Warren B., Port Charlotte, FL
  • Don’t Just Take Our Word for It…
    "Everything was great!" Arthur P., Maitland, FL
  • Don’t Just Take Our Word for It…
    "Excellent representatives and adjustors. You are fortunate to have great employees working for your company!" Paul S., Punta Gorda, FL
  • Don’t Just Take Our Word for It…
    "Everything was smooth." Amy P., Cape Coral, FL
  • Don’t Just Take Our Word for It…
    "Employees were wonderful. Could not have been more thorough or helpful." Bruce D., Fort Myers, FL
  • Don’t Just Take Our Word for It…
    "Everything was very well done and in the time frame promised." Elihu D., Naples, FL
  • Don’t Just Take Our Word for It…
    "I'm very happy with your service. God bless all of you." Lucille A., Port Charlotte, FL
  • Don’t Just Take Our Word for It…
    "You were great." Doreen M., Melbourne, FL
  • Don’t Just Take Our Word for It…
    "Very Nice job." Theresa C., Melbourne, FL
  • Don’t Just Take Our Word for It…
    "I was actually thinking about changing insurance companies this year but the service provided by FL Peninsula was unexpected and appreciated." Mary Jo W., Longwood, FL
  • Don’t Just Take Our Word for It…
    "The company is perfect as is." Douglas H., New Smyrna Beach, FL
  • Don’t Just Take Our Word for It…
    "I was very happy with everything." Rosalind C., Lake Mary, FL
  • Don’t Just Take Our Word for It…
    "The process was fast effective and efficient. I can’t express how satisfied we are with Florida Peninsula." James E., Lake Mary, FL