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Floods can occur at any time and anywhere, making them the most common natural disaster in the United States. Due to Florida’s increasing risk of experiencing floods, the safety of your family and the protection of your home should be a top priority in the event of a flood. T

Flooding is the most common and most costly natural disaster in the United States. Floods can occur for several reasons including storm surge from tropical storms and hurricanes, river overflow, or even heavy rainfall.

Over the years, we accumulate a lot of personal belongings which may be worth more than you think. Should they become lost, stolen, or damaged, you’ll want to make sure you have the right personal property insurance to help replace them.

Spring is a great time to deep clean your home. Everyone can benefit from a fresh, breathable living space. Spring cleaning also provides an opportunity to take a new home inventory of your belongings, which can prove immensely useful for future personal property insurance claims.

Your home insurance policy consists of several coverages which may assist in paying to repair or replace your home and belongings should a covered peril cause damage or destroy them. One of these coverages is Other Structures coverage, otherwise known as Coverage B on your homeowners insurance policy, which is typically the second line item on your policy declarations page.

Nobody expects their home to suffer damage, but unfortunately, accidents and the unexpected do happen. When these accidents occur, homeowners often file an insurance claim to cover the cost of repairing or replacing their damaged property