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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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Florida Peninsula Insurance Company's Articles

Revisiting AOB Fraud Ahead of the 2018 Hurricane Season

After the chaos of a natural disaster like a hurricane or tropical storm, it is common for unscrupulous individuals to create fraudulent schemes to pray on those experiencing a loss. As such, Florida Peninsula Insurance Company would like to provide some important information about AOB abuse well before the 2018 Hurricane Season is in full effect.   What is an AOB and AOB Fraud? An AOB (Assignment of Benefits) is a contract between you and a third party such as a contractor, roofer, or water mitigation company. When you sign an AOB, you are giving the third-party vendor the right to deal directly with your homeowners insurance carrier and receive payment for your claim. AOB fraud occurs when contractors inflate the cost of repairs, charge a fee for handling the claim, and commit insurance fraud. At times, these repairs are not completed and the homeowner must pay out of pocket to finish their repairs, as the contractor already received a claim settlement from the insurance company.   W ...

May is National Water Safety Month

In honor of National Water Safety Month, Florida Peninsula would like to share a few water safety tips for you and your family.

Diving Safety for the Summer

Diving and swimming-related injuries are most common among teens and young adults, especially during the summer months. Be sure you and your family consider these three precautions before diving.

Beach Safety Tips for the Summer

Before heading out on your next beach day, here are 5 things to consider when making safety a top priority.

Is Your Home at Risk of Flood Damage?

Find out if you need flood insurance.

3 Things to Know About Flood Insurance

Here are three things you should know about flood insurance.

Homeowner Responsibilities

Do you know your responsibilities as a homeowner?

Why Homeowners Insurance is Necessary

Here are three reasons why homeowners insurance is necessary.

Spring Forward into Daylight Saving Time

At 2:00 a.m. on March 11th, 2018, the clocks will spring forward 1 hour to mark the beginning of Daylight Saving Time.

Super Bowl Party Safety Tips

Super Bowl 52 will be held on Sunday, February 4, 2018. It is estimated, nearly 45 million Americans host Super Bowl parties each year. Regardless of the teams playing, many like to use the game as a reason to get together with friends and family. When hosting people at your home, safety should be the main priority. To host a safe Super Bowl party, consider these tips:   Prepare your Home Clear your walkways, staircase, and driveway of obstacles which could lead to guests injuring themselves on your property. First Down on Food Be sure to have several food options for your guests to choose from. Follow food-handling procedures and store food at proper temperatures. Never leave the kitchen or grill unattended while cooking. Be sure to visit our Pinterest page for some great Super Bowl-themed food items.   Drink and Serve Responsibly Unfortunately, Super Bowl Sunday is one of the worst days for drunk driving accidents. If you are serving alcohol at your party, arrange for ...