Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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From monthly archives: September 2010

We are pleased to present below all posts archived in 'September 2010'. If you still can't find what you are looking for, try using the search box.

Sun-Sentinel: Q&A: Florida Insurance Commissioner Kevin McCarty

Although it has been four years since Florida was directly hit with a hurricane, many Florida homeowners are still feeling the affects. What are some of the biggest problems in the state's property insurance market and what can be done to solve them?

Insurance Commissioner Kevin McCarty fielded questions about that and other issues from the Sun Sentinel and its readers.

Read the entire story here

Preparing your pantry for a storm

As a storm approaches, the last place anyone wants to be is on line at the supermarket, fighting for whatever supplies are left on the shelves. Although many people wait until a storm watch or warning to purchase their food, water, and other materials, having these items on hand in advance of a storm can be a significant advantage.


According to the National Hurricane Center, some items that are important to keep in your home during hurricane season include at least 1 gallon of water per person, non-perishable packaged or canned food / juices, Battery operated and NOAA weather radio, as well as a water proof container for important documents.
To view the entire supplies checklist, please visit:

South Florida based homeowner’s insurance company stresses the importance of hurricane preparedness

As summer comes to an end, several weeks of the 2010 Hurricane Season still remain. After the devastation caused by the storms of ’04 and ’05, many learned the importance of being prepared for a storm. According to the Florida Division of Emergency Management, one of the simplest yet most helpful things that homeowners can do is to create a disaster plan. Having lists with details planned out before disaster strikes will prove invaluable in the event of a hurricane.

For more information on creating your own hurricane disaster plan, visit

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The Many Options of Hurricane Shutters

When a hurricane warning has been issued, Florida residents begin the sometimes stressful task of preparing their home for the storm. Hurricane shutters remain to be the most popular way to protect your home, however, installing shutters does require time and attention. If installed incorrectly, the shutters may cause damage to your walls and home structure. The following is a brief description of the most commonly used hurricane shutters: Storm panel hurricane shutters - Removable steel or aluminum shutters that are attached to the walls around windows and doors by bolts or tracks. This is the most inexpensive option, usually ranging from $7-$8 per square foot. Accordion hurricane shutters - Usually a one or two piece hurricane shutter that is installed beside windows or doors. They unfold accordion-style to cover and protect during storms. Roll-down hurricane shutters - These shutters are located above the window. They roll up and store in an enclosed box. They can be lowered by hand or automatically. H ...

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Bathroom Safety in the Home

Bathrooms have proven to be one of the most dangerous rooms in the household. Accidents may include drowning, burns, falls, poisoning, or electrical shock. Here are some tips for bathroom safety.

In order to prevent falls, install a grab bar by the bathtub and shower. You may choose to put non slip strips in the bottom of your tub as well as a mat. You may also choose to place a mat with a non-skid bottom next to the tub and shower. Also try to keep the bathroom floor clean and dry. You may choose to use a nightlight in hallways and bathrooms.

If you have children in your household, be sure to keep medicine, cosmetics, and cleaning supplies out of reach. Also remember to unplug appliances after using them. The electrical outlets should have a Ground Fault Circuit Interrupter (GFCI), which protects you from a dangerous shock when water and electricity come together.

For more information on how to keep your home safe, visit

Baby Proofing Your Home

According to the American Academy of Pediatrics, accidents at home is the number one cause of death for young children. The truth is that your baby's safety becomes a challenge once your little one begins to move around the home. Be prepared by childproofing areas around your home before your baby begins to explore. Here are some safety tips to consider for making accidents preventable. For your living areas, make sure to repair any loose tile or fraying carpet. Rugs can cause toddlers to slip so they are suggested to be placed securely. Drapery and blind cords are considered a strangulation hazard, be sure to tie them up and place them far from arms reach. Electrical cords can be tied together in order to prevent any tugging or pulling objects down. It is very common to use protective covers on all the outlets since babies have the tendency to poke at them. Also be sure to test out your furniture. Toddlers often find themselves balancing on chairs or tables. Make sure to store all small items inside drawer ...

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