The best way to ensure your family’s safety for the arrival of the 2018 Atlantic Hurricane Season is to prepare for the worst. After last year’s record-breaking hurricane season, it is important to be as prepared as possible. Here are some ways you can prepare yourself, home, and your family for the 2018 Atlantic Hurricane Season: Supplies: When a hurricane strikes, you will not have access to many of the things you will need to survive, or the freedom to go out and buy them. While under the threat of a hurricane, people will follow the same thought process and search for common items. It is best to gather your hurricane supplies months before the season arrives. Here is a basic list of things you will need. Apart from this list, you should consider additional items such as toys for your children and games the entire family can enjoy to help the time go by.   Evacuation Plan: Your hurricane supplies should be packed in backpacks in case your family is ...

After the chaos of a natural disaster like a hurricane or tropical storm, it is common for unscrupulous individuals to create fraudulent schemes to pray on those experiencing a loss. As such, Florida Peninsula Insurance Company would like to provide some important information about AOB abuse well before the 2018 Hurricane Season is in full effect.   What is an AOB and AOB Fraud? An AOB (Assignment of Benefits) is a contract between you and a third party such as a contractor, roofer, or water mitigation company. When you sign an AOB, you are giving the third-party vendor the right to deal directly with your homeowners insurance carrier and receive payment for your claim. AOB fraud occurs when contractors inflate the cost of repairs, charge a fee for handling the claim, and commit insurance fraud. At times, these repairs are not completed and the homeowner must pay out of pocket to finish their repairs, as the contractor already received a claim settlement from the insurance company.   W ...