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Posts Tagged 'Homeowners insurance'

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Protect your home and property with Flood Insurance

Protect your home and property with Flood Insurance

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Understanding Insurance Deductibles

  When it comes to insurance policies, it’s important to understand how an insurance deductible works. A deductible is the amount deducted from an insured loss. A deductible can either be a specific dollar amount or a percentage. Typically, the larger the deductible, the less a consumer pays in their premiums. For example, if you have a $500 deductible, you would pay this amount and the insurance would cover anything above the $500. So if your insurance company determined you have an insured loss of $10,000, you would receive a claims check for $9,500. Percentage deductibles are calculated based on your home’s insured value. So if your house is insured for $100,000 and you have a 2 percent deductible, $2,000 would be deducted from a claim. If the insurance company deemed your loss $10,000, you would receive $8,000. Speak with an agent today and discuss the best deductible for your home. For more important information about insurance deductibles, click here.  At Florida Peninsula In ...

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Always Ask the Right Questions

Homeowner's insurance is nothing to breeze through. Florida Peninsula Insurance Company offers tips on how to make the most of your insurance coverage.

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