Coverage C: Personal Property

Coverage for your personal belongings such as furniture, clothing, jewelry, electronics, and entertainment equipment.
Florida Peninsula Insurance - Coverage C - Personal Property

All About Personal Property Coverage

Coverage options don’t just stop at the physical structures themselves. Why is this? Because the personal possessions that family members own inside of a home can often be just as valuable as the actual real estate they’re placed within.

Homeowners have many passions, interests, hobbies, and inspirations in their life that help them convey their sense of style and the way they express themselves. As a result, home interiors often contain high quality furniture, appliances, electronics, jewelry, and other keepsakes.

Thankfully, this is the reason why personal property coverage, or Coverage C, was established under the renter's insurance policy. Protect any damaged or destroyed personal items to ensure you can replace your most prized possessions.

What's covered?

Coverage C can cover most common events, such as:
Fire or smoke
Water damage caused by burst pipes
Falling objects
Weight of ice, snow, or sleet
Impact by aircraft or land vehicle

How much Coverage C do I need?

Your belongings are mementos of the life you have lived and coverage for your precious personal items is a must for most families.  It is important to create an inventory of your personal belongings to determine the amount of personal property coverage you will need. Your inventory should list your personal possessions, along with details about their age, purchase price or current value, and other identifying information.

In instances where you require increased limits, additional coverage may be scheduled with the assistance of your agent of record.

Coverage options for every possibility.

We understand that every customer is unique, so we offer many additional types of coverage for you to choose from.

We offer these renters insurance options too.

At Florida Peninsula, we offer renters policies with the comprehensive coverage you can count on when you need it most.
Florida Peninsula Insurance - Coverage D - Loss of Use

Loss of use

Coverage for expenses like renting an apartment while your rental is rebuilt.
Florida Peninsula Insurance - Coverage E - Personal Liability

Personal liability

Coverage against medical bills and legal fees if someone happens to be injured on your property.
Florida Peninsula Insurance - Coverage F - Medical Payments

Medical payments

Coverage protection against payments for minor medical bills if someone is injured on your property.