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Over the years, we accumulate a lot of personal belongings which may be worth more than you think. Should they become lost, stolen, or damaged, you’ll want to make sure you have the right personal property insurance to help replace them.

Spring is a great time to deep clean your home. Everyone can benefit from a fresh, breathable living space. Spring cleaning also provides an opportunity to take a new home inventory of your belongings, which can prove immensely useful for future personal property insurance claims.

Your home insurance policy consists of several coverages which may assist in paying to repair or replace your home and belongings should a covered peril cause damage or destroy them. One of these coverages is Other Structures coverage, otherwise known as Coverage B on your homeowners insurance policy, which is typically the second line item on your policy declarations page.

Nobody expects their home to suffer damage, but unfortunately, accidents and the unexpected do happen. When these accidents occur, homeowners often file an insurance claim to cover the cost of repairing or replacing their damaged property

In many instances, your home, apartment, or condo unit is one of the largest investments you will make in your lifetime. As such, it is important your home is properly insured for all its worth.

New Year’s is a time to celebrate with family and friends, food and drink, and fireworks. Whether you are hosting or attending a New Year’s party, we want you to celebrate safely. As such, Florida Peninsula Insurance Company would like to provide the following tips.