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As Floridians we are prone to disasters such as hurricanes and flooding due to our climate and location. Being prepared is important for all homeowners and renters to protect their home and family.

As a homeowner, it is important to know and understand your coverage through your specific carrier. A typical homeowners insurance policy is there to protect you and your family in the event of a loss due to covered perils such as fire, theft, wind, and other costly hazards.

A landlord’s insurance may cover the costs of repairs should there be a fire or other natural disaster, however this excludes coverage of your personal belongings.

Contractor fraud is at an all time high in Florida, as we are one of the leading states experiencing these scams. Crimes of fraud cost homeowners and insurance companies billions of dollars each year.

First time homeowners can get easily overwhelmed when learning to deal with many new responsibilities. Before closing on your new home, it’s important to ensure your new asset is well protected with proper homeowners insurance.

Many families and friends plan fun vacations during the summer, leaving their homes for weeks to enjoy long adventures abroad or a short weekend away. However long you are away from your home, it’s important to prepare and take measures to protect your home. Read some of our tips on how you can protect your home while you go on vacation.