*Updated September 2022
According to NOAA, mid-August through mid-October is the time when the Atlantic Hurricane Season is most active. This period accounts for 78% of tropical storms, 87% of category 1-2 hurricanes, and 96% of major hurricanes (categories 3-5). We are now in the peak of hurricane season, and it’s important to prepare for a potential hurricane before it arrives. Below are 5 steps you can take to prepare for the peak of hurricane season.
Prepare Your Home and Property
Don’t wait until the last second to prepare your home and property for a storm. Take the time now to conduct an inspection of your home and repair areas which could be damaged. Clear or secure objects in your yard, keep trees and shrubs trimmed and remove clutter from your roof, gutters, and drains. If you have hurricane shutters, keep them in a location easily accessible should you need to use them.
Conduct a Home Inventory
Should a hurricane or tropical storm cause damages to your home and contents, it is important to have a home inventory of your items. Creating a home inventory is as simple as taking a picture or video of your items with your smartphone or camera. Be sure to note each item’s make and model, price, and where it was purchased. Doing so may expedite the claims process. In the event you need to evacuate, be sure to take your inventory along with other important documents with you. Click here for a video with tips for creating your home inventory.
Stock Up on Supplies
Once there is notice of a hurricane on the horizon, local grocery and supply stores can become chaotic and necessary goods become scarce. Even without the warning of a hurricane, stores across the nation are experiencing supply chain shortages. Experts have noted we normally see 7-10 percent of products out of stock in our stores, but, because of the continued effects of the pandemic, we are now seeing about 15 percent of products out of stock. It is recommended to shop for only what you need, and to gather supplies well in advance of a storm for you and your family. Create your own survival kit with supplies for you and your family should you need to evacuate.
Create an Emergency Plan
Evacuating can be a very stressful time for the entire family. Reduce stress by having an emergency and evacuation plan in place well in advance of a storm. Remember to include all your family members and pets in your plans. Take the time to discuss your plans with your family and find helpful planning tips on ready.gov.
Review Your Insurance Policy
Take time to go through your insurance policies to be sure you have adequate coverage for damages caused by hurricanes. Most hurricane damage is caused by flooding, and you should speak to your agent about obtaining flood insurance if needed. Should you have any concerns or questions about your policy, contact your agent, review your policy online, or call our Customer Service Department at 877-229-2244. Looking to get a quote with Florida Peninsula, click here.