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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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Protect Your Dollar on National Dollar Day

August 8th is National Dollar Day. This holiday commemorates the day the U.S monetary systems was established by Congress in 1786. You have worked hard for your dollars, and as such, it is important you protect it.  Did you know, two million home burglaries are reported each year? Many of these burglaries result in cash being stolen. In honor of National Dollar Day, here are some tips to prevent your cash from being stolen or damaged: Tips to Prevent Your Cash from Being Stolen or Damaged: Put cash in small quantities in different locations in your home Hide your cash in unique objects like hollowed-out books, house plants, and in boxes in the garage labeled “Ornaments” or “School Projects”. Avoid putting your cash in a liquid container, like a mayonnaise jar. Never put your cash in a locked box.   Homeowner’s insurance may cover damages to personal property like clothes, furniture, and additional living expenses should you ne ...

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National Identity Fraud Awareness Week

August 7th to 13th is National Identity Fraud Awareness Week. According to the iii, there were 16.7 million victims of identity fraud, resulting in $16.8 billion stolen in 2017. Identity theft continues to be on the rise and it is important you take precautions to lower your risk of falling victim. Consider these 5 tips for identity theft prevention: Secure your Social Security number. Shred receipts, credit offers, account statements and expired credit cards. Install firewalls and virus-detection software on your computer. Create complex passwords for all your personal accounts. Review your credit report annually to make sure it does not include accounts you are unaware of.   Should you fall victim to identity theft, Florida Peninsula Insurance Company stands ready to assist you. We offer our policyholders with protection against identity theft for a minimal annual cost of $25. This ID theft protection will restore your credit to the level it was p ...

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Ways to Have Fun This Family Fun Month

The month of August is “Family Fun Month”. Before life becomes hectic with back to school purchase and school projects, take some time to enjoy your family. Plan great activities designed to bring all members of your family together and create memories for a lifetime. Here are 10 activities you can do with your family during Family Fun Month: Go to the movies Ride your bikes Go to the beach Go to the park Play a sport Go to a concert or professional sporting event Have a family game night Go to the pool Bake some cookies or a cake Have a family barbecue  Capture photos of your family fun this August and enter to win a special picnic basket prize from Florida Peninsula. Throughout August month, post pictures of how you and your family are celebrating Family Fun Month on social media and use the hashtag #FPIFamilyFunMonth to enter to win a picnic basket. Our winner will be announced on August 31st. Enjoy spending time with your ...

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Renter’s Insurance for Your College Student Living Off-Campus

When preparing your children for college, you may be contemplating what classes they will be taking more than thinking about insurance. If you are leasing an off-campus apartment for your college student, it is important you protect their possessions. In college, many students bring very expensive belongings with them such as their electronics, furniture, clothing and other valuables. You may think your homeowner’s insurance policy will cover a college student’s belongings who live off-campus. However, homeowner’s insurance policies usually do not cover belongings, which is why it is essential to purchase a renter’s insurance policy.   Renter’s Insurance usually includes:   1.    Personal Belongings Coverage: Coverage for student’s belongings if they are stolen or damaged. 2.    Liability Coverage: If the student is found legally responsible for someone else’s injuries or accidental damage to their property includin ...

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Beat the Heat of the Summer

Living in Florida, we are no strangers to the heat. However, the heat and humidity tend to rise over the summer months. Florida’s temperatures in 2017 were the hottest on record in Florida.  In fact, Orlando has experienced record-breaking temperatures for the past three years, according to Orlando Sentinel. Florida’s heat and humidity can be dangerous, and even deadly if you do not take proper precautions. As temperatures begin to climb, consider these 5 tips to beat the heat this summer: 1.    Stay out of the heat: Try to stay indoors and avoid strenuous activities during the heat of the day.   2.    Drink plenty of water: Although it is important to stay hydrated all through the year, be sure to drink lots of water during the summer months. Should you experience any dizziness, cramps, or nausea due to the heat, replenish with some sports drinks containing electrolytes to help relieve those symptoms.  3.    Keep it cool: ...

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Fourth of July Safety Tips

  Fourth of July is right around the corner, and time to sport your red, white, and blue.  It is also time to refresh your memory on different safety tips.  Between the fireworks, grilling, and the beach, Fourth of July is one of the most enjoyable holidays of the year, but it is also one of the most dangerous.  Here are some safety tips on fireworks, grilling, and beach/water activities: Fireworks Safety Stay at least 500 feet away from firework shows If you are setting off fireworks at home: Never give fireworks to small children Keep a supply of water nearby Light each firework separately Store fireworks away from children and pets Grilling Safety  Never grill indoors Use long-handled tools Avoid loose clothing, which can catch fire Beach/Water Activity Safety Have young kids and inexperienced swimmers wear a Coast Guard-approved life jacket when on or near the water Do not dive headfirst ...

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UV Safety Awareness Month: UV Protection Guidelines

July is UV Safety Awareness Month, a time to spread awareness on the importance of protecting yourself and your family from the harmful effects on the sun’s UV rays.  According to the Skin Cancer Foundation, more people have been diagnosed with skin cancer each year in the United States than all other cancers combined. In Florida, Jefferson County has the 7th highest rate of melanoma diagnoses among all counties in the U.S. Which is 135% higher than the national average from 2002-2006, according to the EPA.  Taking steps to avoid sun damage and skin cancer can be easy if you follow these safety guidelines:   Seek shade when between 10 am to 4 pm, as the sun's glare is the most intense within those hours.   If you are planning an outdoor activity, bring an umbrella or tent to protect your skin from burning in the sun. Use a broad-spectrum (UVA/UVB) sunscreen with an SPF of 15 or higher every day. For extended outdoor activity, and especially ...

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Hurricane Season 2018: Are You Prepared?

The best way to ensure your family’s safety for the arrival of the 2018 Atlantic Hurricane Season is to prepare for the worst. After last year’s record-breaking hurricane season, it is important to be as prepared as possible. Here are some ways you can prepare yourself, home, and your family for the 2018 Atlantic Hurricane Season: Supplies: When a hurricane strikes, you will not have access to many of the things you will need to survive, or the freedom to go out and buy them. While under the threat of a hurricane, people will follow the same thought process and search for common items. It is best to gather your hurricane supplies months before the season arrives. Here is a basic list of things you will need. Apart from this list, you should consider additional items such as toys for your children and games the entire family can enjoy to help the time go by.   Evacuation Plan: Your hurricane supplies should be packed in backpacks in case your family is ...

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Revisiting AOB Fraud Ahead of the 2018 Hurricane Season

After the chaos of a natural disaster like a hurricane or tropical storm, it is common for unscrupulous individuals to create fraudulent schemes to pray on those experiencing a loss. As such, Florida Peninsula Insurance Company would like to provide some important information about AOB abuse well before the 2018 Hurricane Season is in full effect.   What is an AOB and AOB Fraud? An AOB (Assignment of Benefits) is a contract between you and a third party such as a contractor, roofer, or water mitigation company. When you sign an AOB, you are giving the third-party vendor the right to deal directly with your homeowners insurance carrier and receive payment for your claim. AOB fraud occurs when contractors inflate the cost of repairs, charge a fee for handling the claim, and commit insurance fraud. At times, these repairs are not completed and the homeowner must pay out of pocket to finish their repairs, as the contractor already received a claim settlement from the insurance company.   W ...

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May is National Water Safety Month

In honor of National Water Safety Month, Florida Peninsula would like to share a few water safety tips for you and your family.

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