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From category archives: Florida Peninsula

Fire Prevention Week 2018

October 7-13, 2018 is National Fire Prevention Week. Founded by the National Fire Protection Association (NFPA), Fire Prevention Week serves to remind us of the importance of fire prevention education.  According to the NFPA, an average of 358,500 home structure fires were responded to by U.S. fire departments between 2011- 2015. These fires caused $6.7 billion in damages and resulted in 12,300 injuries and 2,510 deaths. The theme of this year’s Fire Prevention Week is “LOOK. LISTEN. LEARN. Be aware. Fire can happen anywhere. ™” This campaign aims to educate on the three essential steps to take to prevent fires, and how to safely escape in the event of a fire. “LOOK”: Identify the places a fire could start around your home. “LISTEN”: Ensure you are able to hear a smoke alarm ringing from all areas of your home, as you may only have minutes to escape once your fire alarm goes off. “LEARN”: Know your emergency escape plan and ...

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Safety Tips for a Spooktacular Halloween

Halloween is known to be one of the spookiest days of the year. However, Halloween may turn scary when safety precautions are overlooked. According to Safe Kids Worldwide, three in four parents express concerns about their children’s safety on Halloween. To make Halloween a Spooktacular time for all, consider these safety tips: Walking Parents and/or responsible adults should always supervise their children while trick-or-treating. Look both ways before crossing the street as drivers may have a difficult time seeing you. Put electronics away to avoid distractions. Always walk on sidewalks or paths.  Costumes Adhere reflective tape or stickers on bags and costumes to be seen by drivers. Do not let your child wear a mask while walking, as some masks may obstruct their vision. When picking a costume, be sure it is the right size and length to avoid trips and falls. Choose fire-retardant costumes and accessories.    Driving ...

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Make the Most of National Preparedness Month

Recognized each September, National Preparedness Month serves to remind us to prepare ourselves and our families for disasters. As Floridians, we know the threat of a natural disaster or storm is always a possibility. Would you and your family know what to do in the event of a disaster? Consider these tips and make the most out of National Preparedness Month:  Establish and test emergency plans with your family. Sign up for local and state emergency alerts.  Install or test your smoke and carbon monoxide detectors.  Stock up on emergency supplies.  Create a home inventory. Click here for some tips to inventory your belongings.  Review your insurance policy and contact your agent to make any necessary changes to your coverages.  Don’t forget about flood insurance. Hurricanes and storms bring heavy rains which could cause flooding. Purchase flood insurance to make sure you are covered.   Septemb ...

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Protect Your Dollar on National Dollar Day

August 8th is National Dollar Day. This holiday commemorates the day the U.S monetary systems was established by Congress in 1786. You have worked hard for your dollars, and as such, it is important you protect it.  Did you know, two million home burglaries are reported each year? Many of these burglaries result in cash being stolen. In honor of National Dollar Day, here are some tips to prevent your cash from being stolen or damaged: Tips to Prevent Your Cash from Being Stolen or Damaged: Put cash in small quantities in different locations in your home Hide your cash in unique objects like hollowed-out books, house plants, and in boxes in the garage labeled “Ornaments” or “School Projects”. Avoid putting your cash in a liquid container, like a mayonnaise jar. Never put your cash in a locked box.   Homeowner’s insurance may cover damages to personal property like clothes, furniture, and additional living expenses should you ne ...

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Hurricane Season 2018: Are You Prepared?

The best way to ensure your family’s safety for the arrival of the 2018 Atlantic Hurricane Season is to prepare for the worst. After last year’s record-breaking hurricane season, it is important to be as prepared as possible. Here are some ways you can prepare yourself, home, and your family for the 2018 Atlantic Hurricane Season: Supplies: When a hurricane strikes, you will not have access to many of the things you will need to survive, or the freedom to go out and buy them. While under the threat of a hurricane, people will follow the same thought process and search for common items. It is best to gather your hurricane supplies months before the season arrives. Here is a basic list of things you will need. Apart from this list, you should consider additional items such as toys for your children and games the entire family can enjoy to help the time go by.   Evacuation Plan: Your hurricane supplies should be packed in backpacks in case your family is ...

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Revisiting AOB Fraud Ahead of the 2018 Hurricane Season

After the chaos of a natural disaster like a hurricane or tropical storm, it is common for unscrupulous individuals to create fraudulent schemes to pray on those experiencing a loss. As such, Florida Peninsula Insurance Company would like to provide some important information about AOB abuse well before the 2018 Hurricane Season is in full effect.   What is an AOB and AOB Fraud? An AOB (Assignment of Benefits) is a contract between you and a third party such as a contractor, roofer, or water mitigation company. When you sign an AOB, you are giving the third-party vendor the right to deal directly with your homeowners insurance carrier and receive payment for your claim. AOB fraud occurs when contractors inflate the cost of repairs, charge a fee for handling the claim, and commit insurance fraud. At times, these repairs are not completed and the homeowner must pay out of pocket to finish their repairs, as the contractor already received a claim settlement from the insurance company.   W ...

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May is National Water Safety Month

In honor of National Water Safety Month, Florida Peninsula would like to share a few water safety tips for you and your family.

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Diving Safety for the Summer

Diving and swimming-related injuries are most common among teens and young adults, especially during the summer months. Be sure you and your family consider these three precautions before diving.

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Beach Safety Tips for the Summer

Before heading out on your next beach day, here are 5 things to consider when making safety a top priority.

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Is Your Home at Risk of Flood Damage?

Find out if you need flood insurance.

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