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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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From category archives: Florida Peninsula

Why Homeowners Insurance is Necessary

Here are three reasons why homeowners insurance is necessary.

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Super Bowl Party Safety Tips

Super Bowl 52 will be held on Sunday, February 4, 2018. It is estimated, nearly 45 million Americans host Super Bowl parties each year. Regardless of the teams playing, many like to use the game as a reason to get together with friends and family. When hosting people at your home, safety should be the main priority. To host a safe Super Bowl party, consider these tips:   Prepare your Home Clear your walkways, staircase, and driveway of obstacles which could lead to guests injuring themselves on your property. First Down on Food Be sure to have several food options for your guests to choose from. Follow food-handling procedures and store food at proper temperatures. Never leave the kitchen or grill unattended while cooking. Be sure to visit our Pinterest page for some great Super Bowl-themed food items.   Drink and Serve Responsibly Unfortunately, Super Bowl Sunday is one of the worst days for drunk driving accidents. If you are serving alcohol at your party, arrange for ...

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New Year, Clean House

With the start of a new year, there is no time like the present to conquer cleaning up the home. Begin the new year by taking some time to deep clean your home room-by-room and tackling outdoor chores. Consider these suggestions and keep your home clean and clutter-free in 2018:   Kitchen Kitchens can become clutter collectors. Items which do not belong in the kitchen should be moved to their proper location. Consider donating items, such as small appliances, dinnerware, and cookware you do not use to local charities. Clean out your drawers, cabinets, pantry, and refrigerator and be sure to discard any unwanted or expired items. Once you have removed the clutter, wipe down all kitchen surfaces with a cleaning spray and a towel.   Bathrooms Along with all other rooms in the house, de-clutter before you clean. Empty drawers, shelves, and cabinets and remove items such as empty soap and shampoo bottles, old toothbrushes and expired medications. Next, clean and sanitize.   Bedrooms & ...

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Choose Safe Toys This Holiday Season

  There are millions of toys in the market for children. Each year, we see new trends right in time for the holiday season. But you must remember, but because they are popular, doesn’t make them safe. Each year, hundreds of kids are treated in hospital emergency departments for toy-related injuries. Here are some general guidelines to keep in mind when shopping for toys this year: Toys made of fabric should be labeled as flame resistant or flame retardant. Stuffed toys should be washable. Painted toys should be covered with lead-free paint to avoid consumption if your child chews on it or it begins to chip. Be sure to purchase art materials which are non-toxic. Crayons and paints should say ASTM D-4236 on the package, which means they've been evaluated by the American Society for Testing and Materials. Avoid older toys & hand me downs from friends and family. Apart from germs, these toys may not meet the current safety standards and may be ...

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What is Synthetic Identity Fraud?

    Synthetic Identity Theft is a type of fraud in which a criminal combines real and fake information to create an entirely new identity. This identity is then used to open fraudulent accounts to make fraudulent purchases. This makes it easier for criminals to steal money from credit card companies and lenders who extend credit based on the fake identity. This way, they are not stealing from actual people making it a lot harder to get caught.   Banks are usually the victims of synthetic ID fraud since most of the information these criminals provide is legitimate, such as a real name (but a stolen social security number). After all the purchases are made and they use up all of the credit, it’s the credit card companies who pay the price, since they cannot collect payment from the fake identity who established the account. This is a very tricky situation to handle.   Synthetic identity fraud has become one of the most common types of fraud, yet the most difficult to catch, and ...

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Holiday Home Safety

    This holiday season brings all sorts of activities. From lighting candles to hanging string lights. Here are some ways to keep your home and family safe from hazards such as fire and injury.   Lights: Inspect holiday string lights each year before hanging them up to ensure there are no frayed cords or cracked bulbs. When replacing bulbs, always unplug the lights first and make sure the voltage and wattage match the original bulb. When going to bed or leaving the house, be sure to turn off the lights.   Ornaments: Avoid glass ornaments, especially if you have curious children and pets. Using plastic ornaments makes tree decorating safe for the entire family. For pets, avoid hanging ornaments at the very bottom of the tree. To avoid injury altogether, gate off the area where the tree will stand so children and pets cannot get too close without supervision.   Candles: Always remember to blow out candles before going to bed and never leave them near curtains or flammable ite ...

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Teaching Tots About Fire

When it comes to fire safety, younger children need to be taught differently, based on their ways of thinking. Unsurprisingly, many children are fascinated with fire, and providing a fire safety lesson a must. Here are a few points to include in your lesson: Teach kids never to play with matches, lighters or fireworks/sparklers: These things must always be supervised by an adult. It is important they know playing with these items can be dangerous and cause devastating loss to property and even people. Make them aware of fire alarms: By pushing the “test” button on your fire alarm, your children will be aware of what your home’s fire alarm sounds like, and how to respond to one when there’s really a fire. Teach them to get low and get out. A child who is coached properly ahead of time will have a better chance to be safe.    Create a family plan: Practice drills with your children and help them remember what to do as a family if there were to ever be a fire ...

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Practicing Fire Safety At Home

  According to Red Cross, if a fire starts in your home, you may have as little as two minutes to escape. Practicing a fire escape plan regularly could cut your risk in half. Here are some tips on how to properly prepare yourself and your family in case a fire threatens your home:   Install smoke alarms: All smoke alarms should be tested once a month and batteries should be replaced once a year. It is important to install the right amount of smoke alarms depending on the size of your home.   Prepare young children: It is important to teach your younger children what smoke alarms sound like and what they should do when they hear one. They should also learn how and when to dial 9-1-1.   Have a discussion with your family: Make sure everyone living in the home knows at least 2 ways to escape, should there ever be a fire. Place emergency numbers where everyone can see, and everyone with a phone should have it saved. Come up with a mutual meeting spot, should there need to be a ...

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Scare Safely

As you begin your preparations for this year’s Halloween festivities, we want to make sure those cool costumes of your favorite superhero, monster, or cartoon character will keep you safe while enjoying the day. Whether you plan to dress up like Superman, Elmo, or a scary Vampire, keep the following safety tips in mind when trying on your costume: Choose fire-retardant costumes:  Check the labels of your costumes, as well as all your accessories to ensure they are fire resistant. This should include any wigs, shoe covers, and accessories which may compliment your look. Use Make up instead of Masks:  Using a mask may impair your vision and may cause you to dehydrate, as the heat builds up during your “trick or treating” around the neighborhood.  Instead, consider choosing hypoallergenic makeup commonly used for face painting as an alternative. Size matters:  When trying on your costume, ensure you have selected the proper fit.  Any dangling or loose fitting item ...

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Irma: What to Do After the Storm

    The aftermath of a storm can be a harmful and stressful time for us all. Knowing what to do post-Hurricane Irma can drastically reduce your risk of harm, and accelerate the recovery process. As we all begin the rebuilding process, Florida Peninsula offers the following safety tips and information:   Avoid downed power lines, sharp objects, and dangerous debris. They are the most common culprits for injury. Prior to cleanup, take photos or video of damages to expedite the claims process. Please notify Florida Peninsula of damage as soon as possible by calling 866-549-9672. If safe to do so, make temporary repairs to your home to prevent further damage. When beginning the cleanup process, practice caution, and wear protective clothing and eye wear. Carbon Monoxide poisoning poses as a severe danger after the storm. Be sure portable generators are outside, and at least 20 feet away from doors and windows. If you are without power, do not ...

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