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Posts Tagged ' Flood Insurance'

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Make the Most of National Preparedness Month

Recognized each September, National Preparedness Month serves to remind us to prepare ourselves and our families for disasters. As Floridians, we know the threat of a natural disaster or storm is always a possibility. Would you and your family know what to do in the event of a disaster? Consider these tips and make the most out of National Preparedness Month:  Establish and test emergency plans with your family. Sign up for local and state emergency alerts.  Install or test your smoke and carbon monoxide detectors.  Stock up on emergency supplies.  Create a home inventory. Click here for some tips to inventory your belongings.  Review your insurance policy and contact your agent to make any necessary changes to your coverages.  Don’t forget about flood insurance. Hurricanes and storms bring heavy rains which could cause flooding. Purchase flood insurance to make sure you are covered.   Septemb ...

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Homeowners Insurance - Are you covered?

A lot can change in a matter of a year, which could have an impact on your insurance needs. At the start of this new year, take some time out of your busy schedule to review your homeowners policy. It may save you some money and time should the unexpected occur. As a policyholder, you can make changes to adjust the amount of coverage you have, which may cause changes to your annual policy premium. Keep in mind, should you not have enough coverage in place, you could be responsible for any out-of-pocket costs in the event of a loss. Each homeowners policy is different, and it is important you understand your coverages, so you and your agent can select the options which work best for the needs of your family. Consider the following when reviewing your homeowners insurance policy: What is covered? Your homeowners insurance is made up of coverages which can help pay to repair or replace your belongings and your home should they be damaged by certain perils such as fire, theft or windstorm. ...

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