Posted on 7/1/2019 12:00 AM By Florida Peninsula Insurance Company
Taking steps to avoid plumbing issues can be quite simple, consider a few of these tips.
Posted on 2/1/2019 12:00 AM By Florida Peninsula Insurance Company
One of the easiest ways to give your home a fresh new updated look for the new year is with a fresh coat of paint. All the color options, techniques, and equipment available at your local hardware store may seem intimidating, but it doesn't have to be stressful. Painting can be fun! Consider some of these tips to make your painting experience fun and exciting.
Picking your paint and finish
Choosing the right paint for your room may depend on the features of the room such as size, focal point, etc. To make a room look larger than it is, consider painting the room in light colors such as cream or white. Should you choose pastel colors, blues and greens tend to work best in small spaces. Select furnishings for the room in a similar color as minimizing contrasting colors add to the perceived image of a room. Should you want a darker color, select paint with a high gloss finish. The shine provided by this type of paint will reflect light and add to the overall look o ...
Posted on 3/1/2018 12:00 AM By Florida Peninsula Insurance Company
Do you know your responsibilities as a homeowner?
Posted on 2/1/2018 12:00 AM By Florida Peninsula Insurance Company
With your home being one of the largest investments you will make in your lifetime, it is important your home is properly insured for all its worth. A study conducted by Marshall & Swift, determined nearly two out of every three homes in the United States are underinsured. Upon reviewing your policy, you may find your current policy will only insure a percentage of the replacement value of your home. In the unfortunate event of a total loss, a gap in coverage could lead to a severe financial loss. What you need to know to make the right coverage choices:
Market Value vs Replacement Costs - Know the Difference
Many believe their coverage limits are based on the market value of their home, as opposed to the replacement cost of the structure. When you insure your home based on its market value, you run the risk of having insufficient coverage.
Market values are based on factors such as location, neighboring properties, school zones, and property taxes. However, these factors do not have ...
Posted on 11/1/2017 3:59 PM By Florida Peninsula Insurance Company
According to Red Cross, if a fire starts in your home, you may have as little as two minutes to escape. Practicing a fire escape plan regularly could cut your risk in half. Here are some tips on how to properly prepare yourself and your family in case a fire threatens your home:
Install smoke alarms: All smoke alarms should be tested once a month and batteries should be replaced once a year. It is important to install the right amount of smoke alarms depending on the size of your home.
Prepare young children: It is important to teach your younger children what smoke alarms sound like and what they should do when they hear one. They should also learn how and when to dial 9-1-1.
Have a discussion with your family: Make sure everyone living in the home knows at least 2 ways to escape, should there ever be a fire. Place emergency numbers where everyone can see, and everyone with a phone should have it saved. Come up with a mutual meeting spot, should there need to be a ...
Posted on 8/1/2017 3:00 AM By Florida Peninsula Insurance Company
As a homeowner, it is important to know and understand your coverage through your specific carrier. Stay clear of assumptions and be sure to ask questions if you have any. Having a reliable Renter’s, Condo Owner’s or Homeowner’s Insurance plan in place will not only give you peace of mind, but will protect your family and belongings as well.
Your home is likely the largest financial investment you will make. In the event of a fire, flood or natural disaster, this investment can disappear in a matter of minutes, even seconds. Your insurance policy can cover not only damage, but it can save you from financial ruin.
Making sure you have enough coverage is very important. The best way to determine this is to conduct a home inventory. The Insurance Information Institute (I.I.I.) offers a free home inventory tool which lets you create, maintain a photo home inventory, and store it safely in the cloud. Another important item to consider, is whether your homeowner ...