Posted on 1/27/2012 4:15 AM By Florida Peninsula Insurance Company
Here in Florida, it’s almost always pool season. If you’re planning on installing a new pool, make sure that it’s properly insured and that it complies with local safety standards.
The Insurance Information Institute has some tips on how to approach getting your new pool.
Contact your city because each city has different standards for installing a pool. Your new pool must also comply with local safety standards and building codes. Such codes may include installing a fence, deck and other safety equipment.
Also notify your insurance agent because installing a pool will increase liability risks and your agent can advise you about any policy changes you should make. For example, most homeowners policies include a minimum of $100,000 worth of liability protection. Your agent might suggest increasing that amount to $300,000 or $500,000.
It’s also a good idea to update your policy to cover your pool structure in the event that it is destroyed by a storm or other disaster.
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