Posted on 8/1/2018 12:00 AM By Florida Peninsula Insurance Company
When preparing your children for college, you may be contemplating what classes they will be taking more than thinking about insurance. If you are leasing an off-campus apartment for your college student, it is important you protect their possessions. In college, many students bring very expensive belongings with them such as their electronics, furniture, clothing and other valuables. You may think your homeowner’s insurance policy will cover a college student’s belongings who live off-campus. However, homeowner’s insurance policies usually do not cover belongings, which is why it is essential to purchase a renter’s insurance policy.
Renter’s Insurance usually includes:
1. Personal Belongings Coverage: Coverage for student’s belongings if they are stolen or damaged.
2. Liability Coverage: If the student is found legally responsible for someone else’s injuries or accidental damage to their property includin ...
Posted on 4/9/2018 11:26 AM By Florida Peninsula Insurance Company
We encourage our policyholders to celebrate Earth Day along with Florida Peninsula by enrolling in Green Solutions on our website.
Posted on 12/1/2017 10:18 AM By Florida Peninsula Insurance Company
The holiday season is undoubtedly one of the busiest shopping times of the year. As such, purchases made during this busy time of year could expose you to hackers and scammers looking to steal your identity and drain your bank account. Consider the following tips to protect your information, and wallet during this holiday season:
Purchase items using cash or credit cards to limit the use of your debit card.
It is much easier for hackers to obtain your information from online purchases. If possible, shop in-store rather than shopping online.
If you are doing some online shopping, be sure your computer is equipped with antivirus software and firewalls.
Shred any documents containing personal information, such as your social security number, driver's license number, bills, and bank statements.
Give yourself the gift of identity theft coverage. Florida Peninsula offers an economical endorsement which can be added to their policies providing assistance if you ever ...
Posted on 12/1/2017 3:00 AM By Florida Peninsula Insurance Company
Synthetic Identity Theft is a type of fraud in which a criminal combines real and fake information to create an entirely new identity. This identity is then used to open fraudulent accounts to make fraudulent purchases. This makes it easier for criminals to steal money from credit card companies and lenders who extend credit based on the fake identity. This way, they are not stealing from actual people making it a lot harder to get caught.
Banks are usually the victims of synthetic ID fraud since most of the information these criminals provide is legitimate, such as a real name (but a stolen social security number). After all the purchases are made and they use up all of the credit, it’s the credit card companies who pay the price, since they cannot collect payment from the fake identity who established the account. This is a very tricky situation to handle.
Synthetic identity fraud has become one of the most common types of fraud, yet the most difficult to catch, and ...
Posted on 11/4/2013 11:57 AM By Florida Peninsula Insurance Company
Why is insurance important for renters and what is covered?